Lender profile
1St Northern California
Lender Live rate observations
1St Northern California at a glance
1St Northern California is a lender based in California. LoanMate.ai tracks 2 published loan products from 1St Northern California (2 rate listings), last verified 2026-10-17. Its lowest published rate today is 6% on 30-year fixed. Its 30-year fixed rate of 6% is 1 points below the national median of 7% (across 233 lenders publishing that product). 1St Northern California lends in California only.
Purchase mortgage (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| 30FP | 6.000 | 6.115 | — | — | 2026-10-17 | Lender source ↗ |
Home equity loan (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| FHEL-10yr | 7.00 | 7.304 | — | — | 2026-10-17 | Lender source ↗ |
How 1St Northern California compares
Compare all purchase mortgage rates · Compare all home equity loan rates · Best loan rates in California
Compare with: 1St United, Aerospace, Altura, America'S Christian
Common questions
What is the lowest published rate at 1St Northern California?
As of October 17, 2026, the lowest rate LoanMate.ai tracks from 1St Northern California is 6% on its 30-year fixed. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does 1St Northern California lend?
1St Northern California lends in California only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does 1St Northern California's 30-year fixed rate compare nationally?
1St Northern California publishes 30-year fixed at 6%. The national median for that product is 7% across 233 lenders in LoanMate.ai's October 17, 2026 dataset, so 1St Northern California is 1 points below the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.