Lender profile
Allegany First
Lender Live rate observations
Allegany First at a glance
Allegany First is a lender based in New York. LoanMate.ai tracks 13 published loan products from Allegany First (15 rate listings), last verified 2026-10-17. Its lowest published rate today is 4% on New auto loan · 72 months. Its New auto loan · 72 months rate of 4% is 1.44 points below the national median of 5.44% (across 207 lenders publishing that product). Allegany First lends in New York only.
Auto loan (10)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-NEW-72 | — | 4.00 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-48 | — | 4.00 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-36 | — | 4.0 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-60 | — | 4.25 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-48 | — | 4.25 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-84 | — | 4.50 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-72 | — | 4.50 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-60-OLD | — | 4.50 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-84 | — | 5.00 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-72 | — | 5.0 | — | — | 2026-10-17 | Lender source ↗ |
Personal loan (5)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| PERS-SEC-60 | — | 5.50 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-36 | — | 8.00 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-60 | — | 9.50 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-84 | — | 11.50 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-LINE | — | 17.00 | — | — | 2026-10-17 | Lender source ↗ |
How Allegany First compares
- #1 nationally for New auto loan · 72 months — 4% (of 207 lenders publishing it)
- #1 nationally for Used auto loan · 48 months — 4% (of 152 lenders publishing it)
- #1 nationally for Used auto loan · 36 months — 4% (of 113 lenders publishing it)
- #1 nationally for AUTO-USED-60-OLD — 4.5% (of 14 lenders publishing it)
Compare all auto loan rates · Compare all personal loan rates · Best loan rates in New York
Compare with: Access, Adirondack Regional, Adirondack Trust Company, Alliance Niagara
Common questions
What is the lowest published rate at Allegany First?
As of October 17, 2026, the lowest rate LoanMate.ai tracks from Allegany First is 4% on its New auto loan · 72 months. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Allegany First lend?
Allegany First lends in New York only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Allegany First's New auto loan · 72 months rate compare nationally?
Allegany First publishes New auto loan · 72 months at 4%. The national median for that product is 5.44% across 207 lenders in LoanMate.ai's October 17, 2026 dataset, so Allegany First is 1.44 points below the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.