Lender profile
BayCoast Bank
Lender Live rate observations
BayCoast Bank at a glance
BayCoast Bank is a lender based in Massachusetts. LoanMate.ai tracks 9 published loan products from BayCoast Bank (9 rate listings), last verified 2026-10-17. Its lowest published rate today is 4.1% on Secured personal loan · 60 months. Its Secured personal loan · 60 months rate of 4.1% is 0.9 points below the national median of 5% (across 37 lenders publishing that product). BayCoast Bank lends in Massachusetts only.
Auto loan (7)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-NEW-36 | 7.25 | 7.25 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-48 | 7.50 | 7.50 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-36 | 7.50 | 7.50 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-60 | 7.75 | 7.75 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-48 | 7.75 | 7.75 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-72 | 8.00 | 8.00 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-60 | 8.00 | 8.00 | — | — | 2026-10-17 | Lender source ↗ |
Personal loan (2)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| PERS-SEC-60 | — | 4.100 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-36 | — | 14.240 | — | — | 2026-10-17 | Lender source ↗ |
How BayCoast Bank compares
Compare all auto loan rates · Compare all personal loan rates · Best loan rates in Massachusetts
Compare with: 600 Atlantic Federal Credit Union, Alden, Align Credit Union, All One Credit Union
Common questions
What is the lowest published rate at BayCoast Bank?
As of October 17, 2026, the lowest rate LoanMate.ai tracks from BayCoast Bank is 4.1% on its Secured personal loan · 60 months. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does BayCoast Bank lend?
BayCoast Bank lends in Massachusetts only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does BayCoast Bank's Secured personal loan · 60 months rate compare nationally?
BayCoast Bank publishes Secured personal loan · 60 months at 4.1%. The national median for that product is 5% across 37 lenders in LoanMate.ai's October 17, 2026 dataset, so BayCoast Bank is 0.9 points below the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.