Lender profile
CapEd Credit Union
Lender Live rate observations
CapEd Credit Union at a glance
CapEd Credit Union is a lender based in Idaho. LoanMate.ai tracks 4 published loan products from CapEd Credit Union (4 rate listings), last verified 2026-10-21. Its lowest published rate today is 5.59% on New auto loan. Its 15-year fixed rate of 7.217% is 0.592 points above the national median of 6.625% (across 233 lenders publishing that product). CapEd Credit Union lends in Idaho only.
Purchase mortgage (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| 15FP | — | 7.217 | — | — | 2026-10-21 | Lender source ↗ |
Auto loan (3)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-NEW | — | 5.59 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-USED | — | 6.59 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-USED-60-OLD | — | 7.59 | — | — | 2026-10-21 | Lender source ↗ |
How does CapEd Credit Union's 15-year fixed rate compare nationally?
Compare all purchase mortgage rates · Compare all auto loan rates · Best loan rates in Idaho
Compare with: Frontier Credit Union, Icon Credit Union, Idaho Central Credit Union, Northwest Christian Credit Union
Common questions
What is the lowest published rate at CapEd Credit Union?
As of October 21, 2026, the lowest rate LoanMate.ai tracks from CapEd Credit Union is 5.59% on its New auto loan. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does CapEd Credit Union lend?
CapEd Credit Union lends in Idaho only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does CapEd Credit Union's 15-year fixed rate compare nationally?
CapEd Credit Union publishes 15-year fixed at 7.217%. The national median for that product is 6.625% across 233 lenders in LoanMate.ai's October 21, 2026 dataset, so CapEd Credit Union is 0.592 points above the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.