Lender profile
Idaho Central Credit Union
Lender Live rate observations
Idaho Central Credit Union at a glance
Idaho Central Credit Union is a lender based in Idaho. LoanMate.ai tracks 9 published loan products from Idaho Central Credit Union (9 rate listings), last verified 2026-10-21. Its lowest published rate today is 3.295% on Secured personal loan. Its Secured personal loan rate of 3.295% is 1.355 points below the national median of 4.65% (across 66 lenders publishing that product). Idaho Central Credit Union lends in Idaho only.
HELOC (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| HELOC | — | 6.75 | — | — | 2026-10-21 | Lender source ↗ |
Auto loan (3)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-NEW-48 | — | 5.69 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-NEW-60 | — | 5.94 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-NEW-72 | — | 6.24 | — | — | 2026-10-21 | Lender source ↗ |
Personal loan (5)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| PERS-SEC | — | 3.295 | — | — | 2026-10-21 | Lender source ↗ |
| PERS-UNSEC-12 | — | 10.29 | — | — | 2026-10-21 | Lender source ↗ |
| PERS-UNSEC-36 | — | 10.99 | — | — | 2026-10-21 | Lender source ↗ |
| PERS-UNSEC-72 | — | 11.89 | — | — | 2026-10-21 | Lender source ↗ |
| PERS-UNSEC-84 | — | 12.39 | — | — | 2026-10-21 | Lender source ↗ |
How does Idaho Central Credit Union's Secured personal loan rate compare nationally?
Compare all heloc rates · Compare all auto loan rates · Compare all personal loan rates · Best loan rates in Idaho
Compare with: CapEd Credit Union, Frontier Credit Union, Icon Credit Union, Northwest Christian Credit Union
Common questions
What is the lowest published rate at Idaho Central Credit Union?
As of October 21, 2026, the lowest rate LoanMate.ai tracks from Idaho Central Credit Union is 3.295% on its Secured personal loan. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Idaho Central Credit Union lend?
Idaho Central Credit Union lends in Idaho only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Idaho Central Credit Union's Secured personal loan rate compare nationally?
Idaho Central Credit Union publishes Secured personal loan at 3.295%. The national median for that product is 4.65% across 66 lenders in LoanMate.ai's October 21, 2026 dataset, so Idaho Central Credit Union is 1.355 points below the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.