Lender profile
Cattaraugus County Bank
Lender Live rate observations
Cattaraugus County Bank at a glance
Cattaraugus County Bank is a lender based in New York. LoanMate.ai tracks 18 published loan products from Cattaraugus County Bank (31 rate listings), last verified 2026-10-17. Its lowest published rate today is 6.625% on 15-year fixed. Its 30-year fixed rate of 7.25% is 0.25 points above the national median of 7% (across 233 lenders publishing that product). Cattaraugus County Bank lends in New York only.
Purchase mortgage (10)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| 15FP | 6.625 | 6.827 | 0 | — | 2026-10-17 | Lender source ↗ |
| 20FP | 7.000 | 7.164 | 0 | — | 2026-10-17 | Lender source ↗ |
| 30FP | 7.250 | 7.378 | 0 | — | 2026-10-17 | Lender source ↗ |
| ARM | 7.625 | 6.959 | 0 | — | 2026-10-17 | Lender source ↗ |
| ARM | 7.875 | 7.256 | 0 | — | 2026-10-17 | Lender source ↗ |
| ARM | 8.000 | 7.575 | 0 | — | 2026-10-17 | Lender source ↗ |
| 15FP | 8.125 | 8.274 | 0 | — | 2026-10-17 | Lender source ↗ |
| 20FP | 8.375 | 8.497 | 0 | — | 2026-10-17 | Lender source ↗ |
| 30FP | 8.500 | 8.597 | 0 | — | 2026-10-17 | Lender source ↗ |
| 25FP | 8.500 | 8.607 | 0 | — | 2026-10-17 | Lender source ↗ |
HELOC (4)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| HELOC | — | 7.00 | — | — | 2026-10-17 | Lender source ↗ |
| HELOC | — | 7.50 | — | — | 2026-10-17 | Lender source ↗ |
| HELOC | — | 8.00 | — | — | 2026-10-17 | Lender source ↗ |
| HELOC | — | 8.25 | — | — | 2026-10-17 | Lender source ↗ |
Home equity loan (6)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| FHEL | 8.69 | 8.69 | — | — | 2026-10-17 | Lender source ↗ |
| FHEL | 8.99 | 8.99 | — | — | 2026-10-17 | Lender source ↗ |
| FHEL | 9.19 | 9.19 | — | — | 2026-10-17 | Lender source ↗ |
| FHEL | 9.39 | 9.39 | — | — | 2026-10-17 | Lender source ↗ |
| FHEL | 9.69 | 9.69 | — | — | 2026-10-17 | Lender source ↗ |
| FHEL | 9.99 | 9.99 | — | — | 2026-10-17 | Lender source ↗ |
Auto loan (8)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-NEW-36 | 7.250 | 7.250 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-60 | 7.500 | 7.500 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-72 | 7.750 | 7.750 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW | 8.000 | 8.000 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-60 | 8.250 | 8.250 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-72 | 9.000 | 9.000 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-48 | 9.250 | 9.250 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-36 | 10.250 | 10.250 | — | — | 2026-10-17 | Lender source ↗ |
Personal loan (3)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| PERS-UNSEC-36 | 10.000 | 10.000 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-48 | 11.000 | 11.000 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-60 | 12.000 | 12.000 | — | — | 2026-10-17 | Lender source ↗ |
How Cattaraugus County Bank compares
Compare all purchase mortgage rates · Compare all heloc rates · Compare all home equity loan rates · Compare all auto loan rates · Compare all personal loan rates · Best loan rates in New York
Compare with: Access, Adirondack Regional, Adirondack Trust Company, Allegany First
Common questions
What is the lowest published rate at Cattaraugus County Bank?
As of October 17, 2026, the lowest rate LoanMate.ai tracks from Cattaraugus County Bank is 6.625% on its 15-year fixed. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Cattaraugus County Bank lend?
Cattaraugus County Bank lends in New York only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Cattaraugus County Bank's 30-year fixed rate compare nationally?
Cattaraugus County Bank publishes 30-year fixed at 7.25%. The national median for that product is 7% across 233 lenders in LoanMate.ai's October 17, 2026 dataset, so Cattaraugus County Bank is 0.25 points above the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.