Lender profile
Crossroads Community
Lender Live rate observations
Crossroads Community at a glance
Crossroads Community is a lender based in New York. LoanMate.ai tracks 10 published loan products from Crossroads Community (11 rate listings), last verified 2026-10-17. Its lowest published rate today is 4.49% on New auto loan · 84 months. Its New auto loan · 84 months rate of 4.49% is 1.46 points below the national median of 5.95% (across 225 lenders publishing that product). Crossroads Community lends in New York only.
HELOC (2)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| HELOC | — | 7.00 | — | — | 2026-10-17 | Lender source ↗ |
| HELOC | — | 7.00 | — | — | 2026-10-17 | Lender source ↗ |
Home equity loan (3)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| FHEL-5yr | — | 7.24 | — | — | 2026-10-17 | Lender source ↗ |
| FHEL-10yr | — | 7.49 | — | — | 2026-10-17 | Lender source ↗ |
| FHEL-15yr | — | 7.74 | — | — | 2026-10-17 | Lender source ↗ |
Auto loan (2)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-NEW-84 | — | 4.49 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-72 | — | 5.24 | — | — | 2026-10-17 | Lender source ↗ |
Personal loan (4)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| PERS-UNSEC-12 | — | 9.24 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-36 | — | 9.99 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-48 | — | 10.24 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-60 | — | 10.49 | — | — | 2026-10-17 | Lender source ↗ |
How Crossroads Community compares
- #3 nationally for New auto loan · 84 months — 4.49% (of 225 lenders publishing it)
Compare all heloc rates · Compare all home equity loan rates · Compare all auto loan rates · Compare all personal loan rates · Best loan rates in New York
Compare with: Access, Adirondack Regional, Adirondack Trust Company, Allegany First
Common questions
What is the lowest published rate at Crossroads Community?
As of October 17, 2026, the lowest rate LoanMate.ai tracks from Crossroads Community is 4.49% on its New auto loan · 84 months. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Crossroads Community lend?
Crossroads Community lends in New York only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Crossroads Community's New auto loan · 84 months rate compare nationally?
Crossroads Community publishes New auto loan · 84 months at 4.49%. The national median for that product is 5.95% across 225 lenders in LoanMate.ai's October 17, 2026 dataset, so Crossroads Community is 1.46 points below the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.