Lender profile
Central State Credit Union
Lender Live rate observations
Central State Credit Union at a glance
Central State Credit Union is a lender based in California. LoanMate.ai tracks 4 published loan products from Central State Credit Union (5 rate listings), last verified 2026-11-11. Its lowest published rate today is 4.49% on New auto loan. Its New auto loan rate of 4.49% is 0.51 points below the national median of 5% (across 345 lenders publishing that product). Central State Credit Union lends in California only.
Auto loan (2)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-NEW | — | 4.49 | — | — | 2026-11-11 | Lender source ↗ |
| AUTO-USED | — | 4.74 | — | — | 2026-11-11 | Lender source ↗ |
Personal loan (3)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| PERS-SEC | — | 5.00 | — | — | 2026-11-11 | Lender source ↗ |
| PERS-SEC | — | 5.50 | — | — | 2026-11-11 | Lender source ↗ |
| PERS-UNSEC | — | 10.99 | — | — | 2026-11-11 | Lender source ↗ |
How does Central State Credit Union's New auto loan rate compare nationally?
Compare all auto loan rates · Compare all personal loan rates · Best loan rates in California
Compare with: Central Valley Firefighters, Certified, Chaffey, Chevron Federal Credit Union, Clearpath, Coast Central
Common questions
What is the lowest published rate at Central State Credit Union?
As of November 11, 2026, the lowest rate LoanMate.ai tracks from Central State Credit Union is 4.49% on its New auto loan. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Central State Credit Union lend?
Central State Credit Union lends in California only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Central State Credit Union's New auto loan rate compare nationally?
Central State Credit Union publishes New auto loan at 4.49%. The national median for that product is 5% across 345 lenders in LoanMate.ai's November 11, 2026 dataset, so Central State Credit Union is 0.51 points below the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.