Lender profile
Concho Valley
Lender Live rate observations
Concho Valley at a glance
Concho Valley is a lender based in Texas. LoanMate.ai tracks 6 published loan products from Concho Valley (6 rate listings), last verified 2026-10-17. Its lowest published rate today is 4% on New auto loan · 36 months. Its New auto loan · 36 months rate of 4% is 0.95 points below the national median of 4.95% (across 136 lenders publishing that product). Concho Valley lends in Texas only.
Auto loan (5)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-NEW-36 | — | 4.00 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-48 | — | 4.00 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED | — | 4.00 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-60 | — | 4.50 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-72 | — | 4.75 | — | — | 2026-10-17 | Lender source ↗ |
Personal loan (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| PERS-UNSEC-36 | — | 8.90 | — | — | 2026-10-17 | Lender source ↗ |
How Concho Valley compares
- #1 nationally for Used auto loan — 4% (of 170 lenders publishing it)
- #1 nationally for New auto loan · 48 months — 4% (of 166 lenders publishing it)
- #3 nationally for New auto loan · 36 months — 4% (of 136 lenders publishing it)
Compare all auto loan rates · Compare all personal loan rates · Best loan rates in Texas
Compare with: 1St Community, 4U, A+, Abilene Teachers
Common questions
What is the lowest published rate at Concho Valley?
As of October 17, 2026, the lowest rate LoanMate.ai tracks from Concho Valley is 4% on its New auto loan · 36 months. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Concho Valley lend?
Concho Valley lends in Texas only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Concho Valley's New auto loan · 36 months rate compare nationally?
Concho Valley publishes New auto loan · 36 months at 4%. The national median for that product is 4.95% across 136 lenders in LoanMate.ai's October 17, 2026 dataset, so Concho Valley is 0.95 points below the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.