Lender profile
Credit Union ONE
Lender Live rate observations
Credit Union ONE at a glance
Credit Union ONE is a lender based in Michigan. LoanMate.ai tracks 7 published loan products from Credit Union ONE (7 rate listings), last verified 2026-10-21. Its lowest published rate today is 7.878% on Fixed home equity · 5yr. Its Fixed home equity · 5yr rate of 7.878% is 1.388 points above the national median of 6.49% (across 116 lenders publishing that product). Credit Union ONE lends in Michigan only.
HELOC (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| HELOC | — | 7.99 | — | — | 2026-10-21 | Lender source ↗ |
Home equity loan (4)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| FHEL-5yr | — | 7.878 | — | — | 2026-10-21 | Lender source ↗ |
| FHEL | — | 8.138 | — | — | 2026-10-21 | Lender source ↗ |
| FHEL-10yr | — | 8.388 | — | — | 2026-10-21 | Lender source ↗ |
| FHEL-15yr | — | 8.638 | — | — | 2026-10-21 | Lender source ↗ |
Personal loan (2)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| PERS-UNSEC-36 | — | 10.99 | — | — | 2026-10-21 | Lender source ↗ |
| PERS-UNSEC-60 | — | 13.35 | — | — | 2026-10-21 | Lender source ↗ |
How does Credit Union ONE's Fixed home equity · 5yr rate compare nationally?
Compare all heloc rates · Compare all home equity loan rates · Compare all personal loan rates · Best loan rates in Michigan
Compare with: 4Front Credit Union, Adventure Credit Union, Advia Credit Union, Alpena Alcona Area Credit Union
Common questions
What is the lowest published rate at Credit Union ONE?
As of October 21, 2026, the lowest rate LoanMate.ai tracks from Credit Union ONE is 7.878% on its Fixed home equity · 5yr. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Credit Union ONE lend?
Credit Union ONE lends in Michigan only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Credit Union ONE's Fixed home equity · 5yr rate compare nationally?
Credit Union ONE publishes Fixed home equity · 5yr at 7.878%. The national median for that product is 6.49% across 116 lenders in LoanMate.ai's October 21, 2026 dataset, so Credit Union ONE is 1.388 points above the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.