Lender profile
El Dorado Savings Bank, F.S.B.
Lender Live rate observations
El Dorado Savings Bank, F.S.B. at a glance
El Dorado Savings Bank, F.S.B. is a lender. LoanMate.ai tracks 6 published loan products from El Dorado Savings Bank, F.S.B. (12 rate listings), last verified 2026-10-17. Its lowest published rate today is 5.5% on 5-year fixed. Its 30-year fixed rate of 6.5% is 0.5 points below the national median of 7% (across 233 lenders publishing that product). El Dorado Savings Bank, F.S.B. lends in 2 states: California, Nevada.
Purchase mortgage (10)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| 5FP | 5.500 | 6.31 | 1.00 | — | 2026-10-17 | Lender source ↗ |
| 10FP | 5.625 | 6.06 | 1.00 | — | 2026-10-17 | Lender source ↗ |
| 15FP | 5.750 | 6.05 | 1.00 | — | 2026-10-17 | Lender source ↗ |
| 5FP | 5.750 | 6.14 | — | — | 2026-10-17 | Lender source ↗ |
| 10FP | 5.875 | 6.08 | — | — | 2026-10-17 | Lender source ↗ |
| 15FP | 6.000 | 6.15 | — | — | 2026-10-17 | Lender source ↗ |
| 20FP | 6.250 | 6.50 | 1.00 | — | 2026-10-17 | Lender source ↗ |
| 20FP | 6.500 | 6.62 | — | — | 2026-10-17 | Lender source ↗ |
| 30FP | 6.500 | 6.69 | 1.00 | — | 2026-10-17 | Lender source ↗ |
| 30FP | 6.750 | 6.84 | — | — | 2026-10-17 | Lender source ↗ |
HELOC (2)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| HELOC | 6.75 | 6.75 | — | — | 2026-10-17 | Lender source ↗ |
| HELOC | 7.75 | 7.75 | — | — | 2026-10-17 | Lender source ↗ |
How El Dorado Savings Bank, F.S.B. compares
- #1 nationally for 5-year fixed — 5.5% (of 6 lenders publishing it)
- #2 nationally for 10-year fixed — 5.625% (of 66 lenders publishing it)
Compare all purchase mortgage rates · Compare all heloc rates
Compare with: New Bedford Credit Union, Lake City Bank, Fulton Savings Bank, BrightBridge Credit Union (formerly RTN Federal Credit Union)
Common questions
What is the lowest published rate at El Dorado Savings Bank, F.S.B.?
As of October 17, 2026, the lowest rate LoanMate.ai tracks from El Dorado Savings Bank, F.S.B. is 5.5% on its 5-year fixed. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does El Dorado Savings Bank, F.S.B. lend?
El Dorado Savings Bank, F.S.B. lends in 2 states: California, Nevada. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does El Dorado Savings Bank, F.S.B.'s 30-year fixed rate compare nationally?
El Dorado Savings Bank, F.S.B. publishes 30-year fixed at 6.5%. The national median for that product is 7% across 233 lenders in LoanMate.ai's October 17, 2026 dataset, so El Dorado Savings Bank, F.S.B. is 0.5 points below the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.