Lender profile
Empeople Credit Union
Lender Live rate observations
Empeople Credit Union at a glance
Empeople Credit Union is a lender based in Illinois. LoanMate.ai tracks 3 published loan products from Empeople Credit Union (3 rate listings), last verified 2026-10-21. Its lowest published rate today is 4.74% on New auto loan · 60 months. Its 7/1 ARM rate of 6.625% is 0.375 points above the national median of 6.25% (across 53 lenders publishing that product). Empeople Credit Union lends in Illinois only.
Purchase mortgage (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| 7/1ARM | 6.625 | 6.948 | 0 | — | 2026-10-21 | Lender source ↗ |
Home equity loan (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| FHEL | — | 6.49 | — | — | 2026-10-21 | Lender source ↗ |
Auto loan (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-NEW-60 | — | 4.74 | — | — | 2026-10-21 | Lender source ↗ |
How does Empeople Credit Union's 7/1 ARM rate compare nationally?
Compare all purchase mortgage rates · Compare all home equity loan rates · Compare all auto loan rates · Best loan rates in Illinois
Compare with: 1st MidAmerica Credit Union, Abri Credit Union, CEFCU, Central Credit Union of Illinois
Common questions
What is the lowest published rate at Empeople Credit Union?
As of October 21, 2026, the lowest rate LoanMate.ai tracks from Empeople Credit Union is 4.74% on its New auto loan · 60 months. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Empeople Credit Union lend?
Empeople Credit Union lends in Illinois only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Empeople Credit Union's 7/1 ARM rate compare nationally?
Empeople Credit Union publishes 7/1 ARM at 6.625%. The national median for that product is 6.25% across 53 lenders in LoanMate.ai's October 21, 2026 dataset, so Empeople Credit Union is 0.375 points above the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.