Lender profile
First South Financial Credit Union
Lender Live rate observations
First South Financial Credit Union at a glance
First South Financial Credit Union is a lender based in Tennessee. LoanMate.ai tracks 3 published loan products from First South Financial Credit Union (3 rate listings), last verified 2026-10-21. Its lowest published rate today is 5.09% on New auto loan · 84 months. Its New auto loan · 84 months rate of 5.09% is 0.9 points below the national median of 5.99% (across 280 lenders publishing that product). First South Financial Credit Union lends in Tennessee only.
Auto loan (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-NEW-84 | — | 5.09 | — | — | 2026-10-21 | Lender source ↗ |
Personal loan (2)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| PERS-UNSEC | — | 14.75 | — | — | 2026-10-21 | Lender source ↗ |
| PERS-UNSEC-LINE | — | 14.75 | — | — | 2026-10-21 | Lender source ↗ |
How does First South Financial Credit Union's New auto loan · 84 months rate compare nationally?
Compare all auto loan rates · Compare all personal loan rates · Best loan rates in Tennessee
Compare with: Appalachian Community Federal Credit Union, Ascend Federal Credit Union, Eastman Credit Union, Enrichment Federal Credit Union
Common questions
What is the lowest published rate at First South Financial Credit Union?
As of October 21, 2026, the lowest rate LoanMate.ai tracks from First South Financial Credit Union is 5.09% on its New auto loan · 84 months. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does First South Financial Credit Union lend?
First South Financial Credit Union lends in Tennessee only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does First South Financial Credit Union's New auto loan · 84 months rate compare nationally?
First South Financial Credit Union publishes New auto loan · 84 months at 5.09%. The national median for that product is 5.99% across 280 lenders in LoanMate.ai's October 21, 2026 dataset, so First South Financial Credit Union is 0.9 points below the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.