Lender profile
Foothill
Lender Live rate observations
Foothill at a glance
Foothill is a lender based in California. LoanMate.ai tracks 18 published loan products from Foothill (34 rate listings), last verified 2026-10-17. Its lowest published rate today is 3.05% on Secured personal loan. Its 30-year fixed rate of 7.125% is 0.125 points above the national median of 7% (across 233 lenders publishing that product). Foothill lends in California only.
Purchase mortgage (13)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| 5/1ARM | 6.125 | 6.180 | 0.000 | — | 2026-10-17 | Lender source ↗ |
| 7/1ARM | 6.375 | 6.430 | 0.000 | — | 2026-10-17 | Lender source ↗ |
| 15FP | 6.500 | 6.667 | 0.500 | — | 2026-10-17 | Lender source ↗ |
| 15FP | 6.500 | 6.721 | 0.500 | — | 2026-10-17 | Lender source ↗ |
| 10/1ARM | 6.625 | 6.680 | 0.000 | — | 2026-10-17 | Lender source ↗ |
| 15FP | 6.625 | 6.713 | 0.000 | — | 2026-10-17 | Lender source ↗ |
| 15FP | 6.625 | 6.768 | 0.000 | — | 2026-10-17 | Lender source ↗ |
| 20FP | 6.750 | 6.928 | 0.500 | — | 2026-10-17 | Lender source ↗ |
| 20FP | 6.875 | 6.990 | 0.000 | — | 2026-10-17 | Lender source ↗ |
| 30FP | 7.125 | 7.230 | 0.500 | — | 2026-10-17 | Lender source ↗ |
| 30FP | 7.125 | 7.264 | 0.500 | — | 2026-10-17 | Lender source ↗ |
| 30FP | 7.250 | 7.306 | 0.000 | — | 2026-10-17 | Lender source ↗ |
| 30FP | 7.250 | 7.340 | 0.000 | — | 2026-10-17 | Lender source ↗ |
HELOC (4)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| HELOC | — | 6.75 | — | — | 2026-10-17 | Lender source ↗ |
| HELOC | — | 7.00 | — | — | 2026-10-17 | Lender source ↗ |
| HELOC | — | 7.50 | — | — | 2026-10-17 | Lender source ↗ |
| HELOC | — | 8.00 | — | — | 2026-10-17 | Lender source ↗ |
Home equity loan (2)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| FHEL | — | 6.49 | — | — | 2026-10-17 | Lender source ↗ |
| FHEL | — | 6.99 | — | — | 2026-10-17 | Lender source ↗ |
Auto loan (10)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-NEW | — | 4.74 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED | — | 4.99 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-48 | — | 5.24 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-48 | — | 5.49 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW | — | 5.60 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED | — | 5.75 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW | — | 5.85 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED | — | 6.00 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-84 | — | 6.25 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-84 | — | 6.74 | — | — | 2026-10-17 | Lender source ↗ |
Personal loan (5)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| PERS-SEC | — | 3.05 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-36 | — | 5.90 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-36 | — | 9.50 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-48 | — | 10.50 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-60 | — | 11.25 | — | — | 2026-10-17 | Lender source ↗ |
How Foothill compares
- #1 nationally for Unsecured personal loan · 36 months — 5.9% (of 146 lenders publishing it)
Compare all purchase mortgage rates · Compare all heloc rates · Compare all home equity loan rates · Compare all auto loan rates · Compare all personal loan rates · Best loan rates in California
Compare with: 1St Northern California, 1St United, Aerospace, Altura
Common questions
What is the lowest published rate at Foothill?
As of October 17, 2026, the lowest rate LoanMate.ai tracks from Foothill is 3.05% on its Secured personal loan. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Foothill lend?
Foothill lends in California only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Foothill's 30-year fixed rate compare nationally?
Foothill publishes 30-year fixed at 7.125%. The national median for that product is 7% across 233 lenders in LoanMate.ai's October 17, 2026 dataset, so Foothill is 0.125 points above the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.