Lender profile
Freedom First Credit Union
Lender Live rate observations
Freedom First Credit Union at a glance
Freedom First Credit Union is a lender based in Virginia. LoanMate.ai tracks 4 published loan products from Freedom First Credit Union (4 rate listings), last verified 2026-10-21. Its lowest published rate today is 5.49% on HELOC · INTRO. Its HELOC · INTRO rate of 5.49% is 0.26 points below the national median of 5.75% (across 78 lenders publishing that product). Freedom First Credit Union lends in Virginia only.
HELOC (2)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| HELOC-INTRO | — | 5.49 | — | — | 2026-10-21 | Lender source ↗ |
| HELOC | — | 7.50 | — | — | 2026-10-21 | Lender source ↗ |
Home equity loan (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| FHEL-15yr | — | 7.24 | — | — | 2026-10-21 | Lender source ↗ |
Auto loan (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-NEW-72 | — | 8.50 | — | — | 2026-10-21 | Lender source ↗ |
How does Freedom First Credit Union's HELOC · INTRO rate compare nationally?
Compare all heloc rates · Compare all home equity loan rates · Compare all auto loan rates · Best loan rates in Virginia
Compare with: 1st Advantage Federal Credit Union, ABNB Federal Credit Union, Apple Federal Credit Union, Atlantic Union Bank
Common questions
What is the lowest published rate at Freedom First Credit Union?
As of October 21, 2026, the lowest rate LoanMate.ai tracks from Freedom First Credit Union is 5.49% on its HELOC · INTRO. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Freedom First Credit Union lend?
Freedom First Credit Union lends in Virginia only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Freedom First Credit Union's HELOC · INTRO rate compare nationally?
Freedom First Credit Union publishes HELOC · INTRO at 5.49%. The national median for that product is 5.75% across 78 lenders in LoanMate.ai's October 21, 2026 dataset, so Freedom First Credit Union is 0.26 points below the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.