Lender profile
Gouverneur Savings and Loan Association
Lender Live rate observations
Gouverneur Savings and Loan Association at a glance
Gouverneur Savings and Loan Association is a lender based in New York. LoanMate.ai tracks 11 published loan products from Gouverneur Savings and Loan Association (11 rate listings), last verified 2026-10-17. Its lowest published rate today is 6.25% on Fixed home equity · 10yr. Its Fixed home equity · 10yr rate of 6.25% is 0.44 points below the national median of 6.69% (across 121 lenders publishing that product). Gouverneur Savings and Loan Association lends in New York only.
Home equity loan (3)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| FHEL-10yr | 6.25 | 6.268 | 0 | — | 2026-10-17 | Lender source ↗ |
| FHEL-5yr | 6.25 | 6.295 | 0 | — | 2026-10-17 | Lender source ↗ |
| FHEL-15yr | 6.50 | 6.508 | 0 | — | 2026-10-17 | Lender source ↗ |
Auto loan (8)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-NEW-48 | — | 7.00 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-48 | — | 7.00 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-60 | — | 7.25 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-60 | — | 7.25 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-72 | — | 7.50 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-72 | — | 7.50 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-84 | — | 7.75 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-84 | — | 7.75 | — | — | 2026-10-17 | Lender source ↗ |
How Gouverneur Savings and Loan Association compares
Compare all home equity loan rates · Compare all auto loan rates · Best loan rates in New York
Compare with: Access, Adirondack Regional, Adirondack Trust Company, Allegany First
Common questions
What is the lowest published rate at Gouverneur Savings and Loan Association?
As of October 17, 2026, the lowest rate LoanMate.ai tracks from Gouverneur Savings and Loan Association is 6.25% on its Fixed home equity · 10yr. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Gouverneur Savings and Loan Association lend?
Gouverneur Savings and Loan Association lends in New York only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Gouverneur Savings and Loan Association's Fixed home equity · 10yr rate compare nationally?
Gouverneur Savings and Loan Association publishes Fixed home equity · 10yr at 6.25%. The national median for that product is 6.69% across 121 lenders in LoanMate.ai's October 17, 2026 dataset, so Gouverneur Savings and Loan Association is 0.44 points below the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.