Lender profile
Gowanda Area
Lender Live rate observations
Gowanda Area at a glance
Gowanda Area is a lender based in New York. LoanMate.ai tracks 11 published loan products from Gowanda Area (11 rate listings), last verified 2026-10-17. Its lowest published rate today is 3.5% on Secured personal loan. Its Secured personal loan rate of 3.5% is 1.05 points below the national median of 4.55% (across 55 lenders publishing that product). Gowanda Area lends in New York only.
Auto loan (7)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-NEW-36 | — | 4.00 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-48 | — | 4.00 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-60 | — | 4.25 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-72 | — | 4.25 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-84 | — | 4.50 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-36 | — | 4.75 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-48 | — | 5.25 | — | — | 2026-10-17 | Lender source ↗ |
Personal loan (4)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| PERS-SEC | — | 3.50 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-36 | — | 7.00 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-48 | — | 7.25 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-60 | — | 7.50 | — | — | 2026-10-17 | Lender source ↗ |
How Gowanda Area compares
- #1 nationally for New auto loan · 48 months — 4% (of 166 lenders publishing it)
- #2 nationally for Unsecured personal loan · 48 months — 7.25% (of 104 lenders publishing it)
- #3 nationally for New auto loan · 72 months — 4.25% (of 207 lenders publishing it)
- #3 nationally for New auto loan · 36 months — 4% (of 136 lenders publishing it)
Compare all auto loan rates · Compare all personal loan rates · Best loan rates in New York
Compare with: Access, Adirondack Regional, Adirondack Trust Company, Allegany First
Common questions
What is the lowest published rate at Gowanda Area?
As of October 17, 2026, the lowest rate LoanMate.ai tracks from Gowanda Area is 3.5% on its Secured personal loan. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Gowanda Area lend?
Gowanda Area lends in New York only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Gowanda Area's Secured personal loan rate compare nationally?
Gowanda Area publishes Secured personal loan at 3.5%. The national median for that product is 4.55% across 55 lenders in LoanMate.ai's October 17, 2026 dataset, so Gowanda Area is 1.05 points below the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.