Lender profile
High Point
Lender Live rate observations
High Point at a glance
High Point is a lender based in New York. LoanMate.ai tracks 14 published loan products from High Point (17 rate listings), last verified 2026-10-17. Its lowest published rate today is 4.49% on New auto loan · 48 months. Its New auto loan · 48 months rate of 4.49% is 0.5 points below the national median of 4.99% (across 166 lenders publishing that product). High Point lends in New York only.
HELOC (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| HELOC | — | 7.000 | — | — | 2026-10-17 | Lender source ↗ |
Home equity loan (4)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| FHEL-5yr | 5.500 | 5.500 | — | — | 2026-10-17 | Lender source ↗ |
| FHEL | 5.750 | 5.750 | — | — | 2026-10-17 | Lender source ↗ |
| FHEL-10yr | 6.000 | 6.000 | — | — | 2026-10-17 | Lender source ↗ |
| FHEL-15yr | 6.250 | 6.250 | — | — | 2026-10-17 | Lender source ↗ |
Auto loan (11)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-NEW-48 | — | 4.49 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-60 | — | 4.69 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-48 | — | 4.69 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-60 | — | 4.89 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW | — | 4.99 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-48 | — | 5.09 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED | — | 5.19 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-60 | — | 5.49 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED | — | 5.69 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-84 | — | 5.99 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-84 | — | 6.19 | — | — | 2026-10-17 | Lender source ↗ |
Personal loan (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| PERS-UNSEC-60 | — | 11.90 | — | — | 2026-10-17 | Lender source ↗ |
How High Point compares
Compare all heloc rates · Compare all home equity loan rates · Compare all auto loan rates · Compare all personal loan rates · Best loan rates in New York
Compare with: Access, Adirondack Regional, Adirondack Trust Company, Allegany First
Common questions
What is the lowest published rate at High Point?
As of October 17, 2026, the lowest rate LoanMate.ai tracks from High Point is 4.49% on its New auto loan · 48 months. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does High Point lend?
High Point lends in New York only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does High Point's New auto loan · 48 months rate compare nationally?
High Point publishes New auto loan · 48 months at 4.49%. The national median for that product is 4.99% across 166 lenders in LoanMate.ai's October 17, 2026 dataset, so High Point is 0.5 points below the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.