Lender profile
I Am
Lender Live rate observations
I Am at a glance
I Am is a lender based in New York. LoanMate.ai tracks 5 published loan products from I Am (5 rate listings), last verified 2026-10-17. Its lowest published rate today is 5% on Used auto loan · 84 months. Its Used auto loan · 84 months rate of 5% is 1.215 points below the national median of 6.215% (across 113 lenders publishing that product). I Am lends in New York only.
Auto loan (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-USED-84 | — | 5.00 | — | — | 2026-10-17 | Lender source ↗ |
Personal loan (4)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| PERS-SEC-48 | — | 5.00 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-24 | — | 7.00 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-84 | — | 9.00 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-60 | — | 13.00 | — | — | 2026-10-17 | Lender source ↗ |
How I Am compares
Compare all auto loan rates · Compare all personal loan rates · Best loan rates in New York
Compare with: Access, Adirondack Regional, Adirondack Trust Company, Allegany First
Common questions
What is the lowest published rate at I Am?
As of October 17, 2026, the lowest rate LoanMate.ai tracks from I Am is 5% on its Used auto loan · 84 months. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does I Am lend?
I Am lends in New York only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does I Am's Used auto loan · 84 months rate compare nationally?
I Am publishes Used auto loan · 84 months at 5%. The national median for that product is 6.215% across 113 lenders in LoanMate.ai's October 17, 2026 dataset, so I Am is 1.215 points below the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.