Lender profile
Gulf Coast
Lender Live rate observations
Gulf Coast at a glance
Gulf Coast is a lender based in Texas. LoanMate.ai tracks 5 published loan products from Gulf Coast (10 rate listings), last verified 2026-10-17. Its lowest published rate today is 6% on Secured personal loan. Its 30-year fixed rate of 7% matches the national median of 7% (across 233 lenders publishing that product). Gulf Coast lends in Texas only.
Purchase mortgage (8)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| 15FP | 6.50 | 6.699 | — | — | 2026-10-17 | Lender source ↗ |
| 20FP | 6.75 | 6.910 | — | — | 2026-10-17 | Lender source ↗ |
| 30FP | 7.00 | 7.123 | — | — | 2026-10-17 | Lender source ↗ |
| 15FP | 7.10 | — | — | — | 2026-10-17 | Lender source ↗ |
| 20FP | 7.35 | 7.430 | — | — | 2026-10-17 | Lender source ↗ |
| 15FP | 7.50 | 7.676 | — | — | 2026-10-17 | Lender source ↗ |
| 30FP | 7.75 | 7.90 | — | — | 2026-10-17 | Lender source ↗ |
| 30FP | 8.00 | 8.15 | — | — | 2026-10-17 | Lender source ↗ |
Personal loan (2)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| PERS-SEC | — | 6.00 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC | — | 11.49 | — | — | 2026-10-17 | Lender source ↗ |
How Gulf Coast compares
Compare all purchase mortgage rates · Compare all personal loan rates · Best loan rates in Texas
Compare with: 1St Community, 4U, A+, Abilene Teachers
Common questions
What is the lowest published rate at Gulf Coast?
As of October 17, 2026, the lowest rate LoanMate.ai tracks from Gulf Coast is 6% on its Secured personal loan. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Gulf Coast lend?
Gulf Coast lends in Texas only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Gulf Coast's 30-year fixed rate compare nationally?
Gulf Coast publishes 30-year fixed at 7%. The national median for that product is 7% across 233 lenders in LoanMate.ai's October 17, 2026 dataset, so Gulf Coast is right at the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.