LoanMate — Saves You Money

Lender profile

Hawaii State Federal Credit Union

Lender Live rate observations

Hawaii State Federal Credit Union at a glance

Hawaii State Federal Credit Union is a lender based in Hawaii. LoanMate.ai tracks 2 published loan products from Hawaii State Federal Credit Union (2 rate listings), last verified 2026-10-21. Its lowest published rate today is 6.5% on 15-year fixed. Its 30-year fixed rate of 6.875% is 0.25 points below the national median of 7.125% (across 265 lenders publishing that product). Hawaii State Federal Credit Union lends in Hawaii only.

Purchase mortgage (2)

ProductRateAPRPointsFeesVerifiedSource
15FP6.5006.6920—2026-10-21Lender source ↗
30FP6.8756.9940—2026-10-21Lender source ↗

How does Hawaii State Federal Credit Union's 30-year fixed rate compare nationally?

Compare all purchase mortgage rates · Best loan rates in Hawaii

Compare with: American Savings Bank, Bank of Hawaii, First Hawaiian Bank, Gather Federal Credit Union

Common questions

What is the lowest published rate at Hawaii State Federal Credit Union?

As of October 21, 2026, the lowest rate LoanMate.ai tracks from Hawaii State Federal Credit Union is 6.5% on its 15-year fixed. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.

Where does Hawaii State Federal Credit Union lend?

Hawaii State Federal Credit Union lends in Hawaii only. Availability can vary by product — confirm eligibility on the lender's website before applying.

How does Hawaii State Federal Credit Union's 30-year fixed rate compare nationally?

Hawaii State Federal Credit Union publishes 30-year fixed at 6.875%. The national median for that product is 7.125% across 265 lenders in LoanMate.ai's October 21, 2026 dataset, so Hawaii State Federal Credit Union is 0.25 points below the national median.

How to use these figures

LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.