Lender profile
Justice Federal Credit Union
Lender Live rate observations
Justice Federal Credit Union at a glance
Justice Federal Credit Union is a lender based in Virginia. LoanMate.ai tracks 26 published loan products from Justice Federal Credit Union (26 rate listings), last verified 2026-10-21. Its lowest published rate today is 3.15% on Secured personal loan · 36 months. Its Secured personal loan · 36 months rate of 3.15% is 0.6 points below the national median of 3.75% (across 17 lenders publishing that product). Justice Federal Credit Union lends in Virginia only.
HELOC (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| HELOC | — | 6.75 | — | Average closing costs range from $400 to $3,000 | 2026-10-21 | Lender source ↗ |
Home equity loan (4)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| FHEL-5yr | — | 7.25 | — | Closing costs range from $150-$3,000 | 2026-10-21 | Lender source ↗ |
| FHEL-10yr | — | 7.75 | — | Closing costs range from $150-$3,000 | 2026-10-21 | Lender source ↗ |
| FHEL-15yr | — | 8.0 | — | Closing costs range from $150-$3,000 | 2026-10-21 | Lender source ↗ |
| FHEL-20yr | — | 8.5 | — | Closing costs range from $150-$3,000 | 2026-10-21 | Lender source ↗ |
Auto loan (12)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-NEW-24 | — | 4.69 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-USED-24 | — | 4.69 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-NEW-36 | — | 4.89 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-NEW-48 | — | 5.19 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-USED-36 | — | 5.19 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-NEW-60 | — | 5.39 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-USED-48 | — | 5.49 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-NEW-72 | — | 5.59 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-USED-60 | — | 5.59 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-USED-72 | — | 6.09 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-NEW-84 | — | 6.89 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-USED-84 | — | 7.09 | — | — | 2026-10-21 | Lender source ↗ |
Personal loan (9)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| PERS-SEC-36 | — | 3.15 | — | — | 2026-10-21 | Lender source ↗ |
| PERS-UNSEC-12 | — | 7.99 | — | — | 2026-10-21 | Lender source ↗ |
| PERS-UNSEC-24 | — | 7.99 | — | — | 2026-10-21 | Lender source ↗ |
| PERS-UNSEC-36 | — | 8.24 | — | — | 2026-10-21 | Lender source ↗ |
| PERS-UNSEC-48 | — | 8.49 | — | — | 2026-10-21 | Lender source ↗ |
| PERS-UNSEC-60 | — | 8.99 | — | — | 2026-10-21 | Lender source ↗ |
| PERS-UNSEC-72 | — | 9.49 | — | — | 2026-10-21 | Lender source ↗ |
| PERS-UNSEC-84 | — | 11.99 | — | — | 2026-10-21 | Lender source ↗ |
| PERS-UNSEC-LINE | — | 13.0 | — | — | 2026-10-21 | Lender source ↗ |
How does Justice Federal Credit Union's Secured personal loan · 36 months rate compare nationally?
Compare all heloc rates · Compare all home equity loan rates · Compare all auto loan rates · Compare all personal loan rates · Best loan rates in Virginia
Compare with: 1st Advantage Federal Credit Union, ABNB Federal Credit Union, Apple Federal Credit Union, Atlantic Union Bank
Common questions
What is the lowest published rate at Justice Federal Credit Union?
As of October 21, 2026, the lowest rate LoanMate.ai tracks from Justice Federal Credit Union is 3.15% on its Secured personal loan · 36 months. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Justice Federal Credit Union lend?
Justice Federal Credit Union lends in Virginia only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Justice Federal Credit Union's Secured personal loan · 36 months rate compare nationally?
Justice Federal Credit Union publishes Secured personal loan · 36 months at 3.15%. The national median for that product is 3.75% across 17 lenders in LoanMate.ai's October 21, 2026 dataset, so Justice Federal Credit Union is 0.6 points below the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.