Lender profile
Lake Michigan Credit Union
Lender Live rate observations
Lake Michigan Credit Union at a glance
Lake Michigan Credit Union is a lender based in Michigan. LoanMate.ai tracks 2 published loan products from Lake Michigan Credit Union (2 rate listings), last verified 2026-10-21. Its lowest published rate today is 6.74% on HELOC. Its HELOC rate of 6.74% is 0.26 points below the national median of 7% (across 372 lenders publishing that product). Lake Michigan Credit Union lends in Michigan only.
HELOC (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| HELOC | — | 6.74 | — | — | 2026-10-21 | Lender source ↗ |
Home equity loan (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| FHEL | — | 7.99 | — | — | 2026-10-21 | Lender source ↗ |
How does Lake Michigan Credit Union's HELOC rate compare nationally?
Compare all heloc rates · Compare all home equity loan rates · Best loan rates in Michigan
Compare with: 4Front Credit Union, Adventure Credit Union, Advia Credit Union, Alpena Alcona Area Credit Union
Common questions
What is the lowest published rate at Lake Michigan Credit Union?
As of October 21, 2026, the lowest rate LoanMate.ai tracks from Lake Michigan Credit Union is 6.74% on its HELOC. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Lake Michigan Credit Union lend?
Lake Michigan Credit Union lends in Michigan only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Lake Michigan Credit Union's HELOC rate compare nationally?
Lake Michigan Credit Union publishes HELOC at 6.74%. The national median for that product is 7% across 372 lenders in LoanMate.ai's October 21, 2026 dataset, so Lake Michigan Credit Union is 0.26 points below the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.