Lender profile
Luso
Lender Live rate observations
Luso at a glance
Luso is a lender based in Massachusetts. LoanMate.ai tracks 9 published loan products from Luso (10 rate listings), last verified 2026-10-17. Its lowest published rate today is 5.99% on New auto loan · 12 months. Its 30-year fixed rate of 6% is 1 points below the national median of 7% (across 233 lenders publishing that product). Luso lends in Massachusetts only.
Purchase mortgage (2)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| 30FP | 6.000 | 6.093 | 0 | estimated closing cost fees of $1,500 | 2026-10-17 | Lender source ↗ |
| 30FP | 6.500 | 6.518 | 0 | estimated closing cost fees of $1,500 | 2026-10-17 | Lender source ↗ |
Auto loan (7)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-NEW-84 | 5.99 | 6.445 | — | $75.00 VSI insurance fee on all vehicle loans | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-72 | 5.99 | 6.514 | — | $75.00 VSI insurance fee on all vehicle loans | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-60 | 5.99 | 6.611 | — | $75.00 VSI insurance fee on all vehicle loans | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-48 | 5.99 | 6.755 | — | $75.00 VSI insurance fee on all vehicle loans | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-36 | 5.99 | 6.992 | — | $75.00 VSI insurance fee on all vehicle loans | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-24 | 5.99 | 7.459 | — | $75.00 VSI insurance fee on all vehicle loans | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-12 | 5.99 | 8.787 | — | $75.00 VSI insurance fee on all vehicle loans | 2026-10-17 | Lender source ↗ |
Personal loan (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| PERS-SEC-24 | 7.250 | 9.216 | — | $95 processing fee | 2026-10-17 | Lender source ↗ |
Common questions
What is the lowest published rate at Luso?
As of October 17, 2026, the lowest rate LoanMate.ai tracks from Luso is 5.99% on its New auto loan · 12 months. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Luso lend?
Luso lends in Massachusetts only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Luso's 30-year fixed rate compare nationally?
Luso publishes 30-year fixed at 6%. The national median for that product is 7% across 233 lenders in LoanMate.ai's October 17, 2026 dataset, so Luso is 1 points below the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.