Lender profile
Miami
Lender Live rate observations
Miami at a glance
Miami is a lender based in Florida. LoanMate.ai tracks 11 published loan products from Miami (11 rate listings), last verified 2026-10-17. Its lowest published rate today is 4% on New auto loan · 36 months. Its New auto loan · 36 months rate of 4% is 0.95 points below the national median of 4.95% (across 136 lenders publishing that product). Miami lends in Florida only.
Auto loan (10)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-NEW-36 | — | 4.00 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-48 | — | 4.25 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-60 | — | 4.50 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-36 | — | 4.50 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-72 | — | 4.75 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-48 | — | 4.75 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-60 | — | 5.25 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-72 | — | 5.75 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-84 | — | 6.25 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-84 | — | 6.50 | — | — | 2026-10-17 | Lender source ↗ |
Personal loan (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| PERS-UNSEC-60 | — | 9.75 | — | — | 2026-10-17 | Lender source ↗ |
How Miami compares
- #3 nationally for New auto loan · 36 months — 4% (of 136 lenders publishing it)
Compare all auto loan rates · Compare all personal loan rates · Best loan rates in Florida
Compare with: 1St Street, Achieva Credit Union, Addition Financial Credit Union, Adventhealth
Common questions
What is the lowest published rate at Miami?
As of October 17, 2026, the lowest rate LoanMate.ai tracks from Miami is 4% on its New auto loan · 36 months. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Miami lend?
Miami lends in Florida only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Miami's New auto loan · 36 months rate compare nationally?
Miami publishes New auto loan · 36 months at 4%. The national median for that product is 4.95% across 136 lenders in LoanMate.ai's October 17, 2026 dataset, so Miami is 0.95 points below the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.