Lender profile
Michigan First Credit Union
Lender Live rate observations
Michigan First Credit Union at a glance
Michigan First Credit Union is a lender based in Michigan. LoanMate.ai tracks 16 published loan products from Michigan First Credit Union (16 rate listings), last verified 2026-10-21. Its lowest published rate today is 5.49% on New auto loan · 48 months. Its New auto loan · 48 months rate of 5.49% is 0.5 points above the national median of 4.99% (across 201 lenders publishing that product). Michigan First Credit Union lends in Michigan only.
HELOC (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| HELOC | — | 8.25 | — | — | 2026-10-21 | Lender source ↗ |
Home equity loan (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| FHEL-15yr | — | 9.000 | — | — | 2026-10-21 | Lender source ↗ |
Auto loan (8)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-NEW-48 | — | 5.49 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-NEW-66 | — | 5.49 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-NEW-72 | — | 5.99 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-USED-48 | — | 5.99 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-USED-66 | — | 5.99 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-NEW-84 | — | 6.49 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-USED-72 | — | 6.49 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-USED-84 | — | 6.99 | — | — | 2026-10-21 | Lender source ↗ |
Personal loan (6)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| PERS-SEC-48 | — | 8.74 | — | — | 2026-10-21 | Lender source ↗ |
| PERS-SEC-60 | — | 9.74 | — | — | 2026-10-21 | Lender source ↗ |
| PERS-UNSEC-48 | — | 13.99 | — | — | 2026-10-21 | Lender source ↗ |
| PERS-UNSEC-60 | — | 14.49 | — | — | 2026-10-21 | Lender source ↗ |
| PERS-UNSEC-72 | — | 14.99 | — | — | 2026-10-21 | Lender source ↗ |
| PERS-UNSEC-LINE | — | 15.99 | — | — | 2026-10-21 | Lender source ↗ |
How does Michigan First Credit Union's New auto loan · 48 months rate compare nationally?
Compare all heloc rates · Compare all home equity loan rates · Compare all auto loan rates · Compare all personal loan rates · Best loan rates in Michigan
Compare with: 4Front Credit Union, Adventure Credit Union, Advia Credit Union, Alpena Alcona Area Credit Union
Common questions
What is the lowest published rate at Michigan First Credit Union?
As of October 21, 2026, the lowest rate LoanMate.ai tracks from Michigan First Credit Union is 5.49% on its New auto loan · 48 months. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Michigan First Credit Union lend?
Michigan First Credit Union lends in Michigan only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Michigan First Credit Union's New auto loan · 48 months rate compare nationally?
Michigan First Credit Union publishes New auto loan · 48 months at 5.49%. The national median for that product is 4.99% across 201 lenders in LoanMate.ai's October 21, 2026 dataset, so Michigan First Credit Union is 0.5 points above the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.