Lender profile
Northland Area FCU
Lender Live rate observations
Northland Area FCU at a glance
Northland Area FCU is a lender based in Michigan. LoanMate.ai tracks 5 published loan products from Northland Area FCU (5 rate listings), last verified 2026-10-21. Its lowest published rate today is 4.99% on New auto loan · 72 months. Its ARM rate of 5.45% is 1.05 points below the national median of 6.5% (across 24 lenders publishing that product). Northland Area FCU lends in Michigan only.
Purchase mortgage (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| ARM | 5.45 | 5.53 | — | — | 2026-10-21 | Lender source ↗ |
HELOC (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| HELOC | 6.50 | — | — | — | 2026-10-21 | Lender source ↗ |
Auto loan (2)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-NEW-72 | — | 4.99 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-USED-60 | — | 5.49 | — | — | 2026-10-21 | Lender source ↗ |
Personal loan (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| PERS-UNSEC-60 | — | 10.50 | — | — | 2026-10-21 | Lender source ↗ |
How does Northland Area FCU's ARM rate compare nationally?
Compare all purchase mortgage rates · Compare all heloc rates · Compare all auto loan rates · Compare all personal loan rates · Best loan rates in Michigan
Compare with: 4Front Credit Union, Adventure Credit Union, Advia Credit Union, Alpena Alcona Area Credit Union
Common questions
What is the lowest published rate at Northland Area FCU?
As of October 21, 2026, the lowest rate LoanMate.ai tracks from Northland Area FCU is 4.99% on its New auto loan · 72 months. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Northland Area FCU lend?
Northland Area FCU lends in Michigan only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Northland Area FCU's ARM rate compare nationally?
Northland Area FCU publishes ARM at 5.45%. The national median for that product is 6.5% across 24 lenders in LoanMate.ai's October 21, 2026 dataset, so Northland Area FCU is 1.05 points below the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.