Lender profile
Salt City
Lender Live rate observations
Salt City at a glance
Salt City is a lender based in New York. LoanMate.ai tracks 12 published loan products from Salt City (12 rate listings), last verified 2026-10-17. Its lowest published rate today is 4.99% on New auto loan · 48 months. Its New auto loan · 48 months rate of 4.99% matches the national median of 4.99% (across 166 lenders publishing that product). Salt City lends in New York only.
HELOC (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| HELOC | — | 6.50 | — | — | 2026-10-17 | Lender source ↗ |
Home equity loan (3)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| FHEL-5yr | — | 5.00 | — | — | 2026-10-17 | Lender source ↗ |
| FHEL-10yr | — | 5.50 | — | — | 2026-10-17 | Lender source ↗ |
| FHEL-15yr | — | 6.00 | — | — | 2026-10-17 | Lender source ↗ |
Auto loan (8)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-NEW-48 | — | 4.99 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-60 | — | 5.14 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-48 | — | 5.24 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-72 | — | 5.34 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-60 | — | 5.39 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-72 | — | 5.59 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-84 | — | 5.84 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-84 | — | 6.09 | — | — | 2026-10-17 | Lender source ↗ |
How Salt City compares
- #1 nationally for Fixed home equity · 5yr — 5% (of 97 lenders publishing it)
Compare all heloc rates · Compare all home equity loan rates · Compare all auto loan rates · Best loan rates in New York
Compare with: Access, Adirondack Regional, Adirondack Trust Company, Allegany First
Common questions
What is the lowest published rate at Salt City?
As of October 17, 2026, the lowest rate LoanMate.ai tracks from Salt City is 4.99% on its New auto loan · 48 months. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Salt City lend?
Salt City lends in New York only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Salt City's New auto loan · 48 months rate compare nationally?
Salt City publishes New auto loan · 48 months at 4.99%. The national median for that product is 4.99% across 166 lenders in LoanMate.ai's October 17, 2026 dataset, so Salt City is right at the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.