Lender profile
Self-Help Federal Credit Union
Lender Live rate observations
Self-Help Federal Credit Union at a glance
Self-Help Federal Credit Union is a lender based in North Carolina. LoanMate.ai tracks 5 published loan products from Self-Help Federal Credit Union (6 rate listings), last verified 2026-10-21. Its lowest published rate today is 7.25% on New auto loan. Its New auto loan rate of 7.25% is 2.25 points above the national median of 5% (across 340 lenders publishing that product). Self-Help Federal Credit Union lends in North Carolina only.
HELOC (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| HELOC | — | 8.00 | — | — | 2026-10-21 | Lender source ↗ |
Auto loan (3)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-NEW | — | 7.25 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-USED | — | 8.00 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-USED | — | 10.00 | — | — | 2026-10-21 | Lender source ↗ |
Personal loan (2)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| PERS-UNSEC-48 | — | 13.50 | — | — | 2026-10-21 | Lender source ↗ |
| PERS-UNSEC-LINE | — | 14.50 | — | — | 2026-10-21 | Lender source ↗ |
How does Self-Help Federal Credit Union's New auto loan rate compare nationally?
Compare all heloc rates · Compare all auto loan rates · Compare all personal loan rates · Best loan rates in North Carolina
Compare with: Allegacy Federal Credit Union, Carolina, Carolinas Telco Federal Credit Union, Civic Federal Credit Union
Common questions
What is the lowest published rate at Self-Help Federal Credit Union?
As of October 21, 2026, the lowest rate LoanMate.ai tracks from Self-Help Federal Credit Union is 7.25% on its New auto loan. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Self-Help Federal Credit Union lend?
Self-Help Federal Credit Union lends in North Carolina only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Self-Help Federal Credit Union's New auto loan rate compare nationally?
Self-Help Federal Credit Union publishes New auto loan at 7.25%. The national median for that product is 5% across 340 lenders in LoanMate.ai's October 21, 2026 dataset, so Self-Help Federal Credit Union is 2.25 points above the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.