Lender profile
Southpoint Financial
Lender Live rate observations
Southpoint Financial at a glance
Southpoint Financial is a lender based in Minnesota. LoanMate.ai tracks 5 published loan products from Southpoint Financial (5 rate listings), last verified 2026-10-17. Its lowest published rate today is 4.99% on New auto loan · 36 months. Its New auto loan · 36 months rate of 4.99% is 0.04 points above the national median of 4.95% (across 136 lenders publishing that product). Southpoint Financial lends in Minnesota only.
HELOC (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| HELOC | 6.500 | 6.500 | — | $50 origination fee | 2026-10-17 | Lender source ↗ |
Auto loan (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-NEW-36 | — | 4.990 | — | — | 2026-10-17 | Lender source ↗ |
Personal loan (3)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| PERS-UNSEC-36 | 8.990 | 8.990 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-60 | 9.990 | 9.990 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-LINE | 18.000 | 18.000 | — | — | 2026-10-17 | Lender source ↗ |
How Southpoint Financial compares
Compare all heloc rates · Compare all auto loan rates · Compare all personal loan rates · Best loan rates in Minnesota
Compare with: Affinity Plus Federal Credit Union, Associated Healthcare, Centricity, City & County
Common questions
What is the lowest published rate at Southpoint Financial?
As of October 17, 2026, the lowest rate LoanMate.ai tracks from Southpoint Financial is 4.99% on its New auto loan · 36 months. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Southpoint Financial lend?
Southpoint Financial lends in Minnesota only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Southpoint Financial's New auto loan · 36 months rate compare nationally?
Southpoint Financial publishes New auto loan · 36 months at 4.99%. The national median for that product is 4.95% across 136 lenders in LoanMate.ai's October 17, 2026 dataset, so Southpoint Financial is 0.04 points above the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.