Lender profile
Tct
Lender Live rate observations
Tct at a glance
Tct is a lender based in New York. LoanMate.ai tracks 15 published loan products from Tct (18 rate listings), last verified 2026-10-17. Its lowest published rate today is 4% on Secured personal loan · 60 months. Its Secured personal loan · 60 months rate of 4% is 1 points below the national median of 5% (across 37 lenders publishing that product). Tct lends in New York only.
HELOC (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| HELOC-INTRO | — | 5.990 | — | — | 2026-10-17 | Lender source ↗ |
Home equity loan (6)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| FHEL-5yr | 8.49 | — | — | — | 2026-10-17 | Lender source ↗ |
| FHEL-10yr | 8.99 | — | — | — | 2026-10-17 | Lender source ↗ |
| FHEL-15yr | 9.25 | — | — | — | 2026-10-17 | Lender source ↗ |
| FHEL-5yr | — | 6.50 | — | — | 2026-10-17 | Lender source ↗ |
| FHEL-10yr | — | 6.75 | — | — | 2026-10-17 | Lender source ↗ |
| FHEL-15yr | — | 7.25 | — | — | 2026-10-17 | Lender source ↗ |
Auto loan (7)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-NEW-60 | — | 4.50 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-36 | — | 4.74 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-72 | — | 5.00 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-48 | — | 5.25 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-60 | — | 5.74 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-72 | — | 6.00 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-84 | — | 6.50 | — | — | 2026-10-17 | Lender source ↗ |
Personal loan (4)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| PERS-SEC-60 | — | 4.000 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-36 | — | 7.240 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-60 | — | 9.240 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-LINE | — | 9.960 | — | — | 2026-10-17 | Lender source ↗ |
Common questions
What is the lowest published rate at Tct?
As of October 17, 2026, the lowest rate LoanMate.ai tracks from Tct is 4% on its Secured personal loan · 60 months. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Tct lend?
Tct lends in New York only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Tct's Secured personal loan · 60 months rate compare nationally?
Tct publishes Secured personal loan · 60 months at 4%. The national median for that product is 5% across 37 lenders in LoanMate.ai's October 17, 2026 dataset, so Tct is 1 points below the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.