Lender profile
U. S. Employees
Lender Live rate observations
U. S. Employees at a glance
U. S. Employees is a lender based in Texas. LoanMate.ai tracks 15 published loan products from U. S. Employees (15 rate listings), last verified 2026-10-17. Its lowest published rate today is 4.25% on New auto loan · 48 months. Its New auto loan · 48 months rate of 4.25% is 0.74 points below the national median of 4.99% (across 166 lenders publishing that product). U. S. Employees lends in Texas only.
Auto loan (9)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-NEW-48 | — | 4.25 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-36 | — | 4.25 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-60 | — | 4.49 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-48 | — | 4.50 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-72 | — | 4.75 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-60 | — | 4.75 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-84 | — | 4.99 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-72 | — | 5.00 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-84 | — | 5.25 | — | — | 2026-10-17 | Lender source ↗ |
Personal loan (6)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| PERS-UNSEC-12 | — | 8.50 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-24 | — | 8.50 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-36 | — | 8.50 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-LINE | — | 9.00 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-48 | — | 9.49 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-60 | — | 9.50 | — | — | 2026-10-17 | Lender source ↗ |
How U. S. Employees compares
Compare all auto loan rates · Compare all personal loan rates · Best loan rates in Texas
Compare with: 1St Community, 4U, A+, Abilene Teachers
Common questions
What is the lowest published rate at U. S. Employees?
As of October 17, 2026, the lowest rate LoanMate.ai tracks from U. S. Employees is 4.25% on its New auto loan · 48 months. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does U. S. Employees lend?
U. S. Employees lends in Texas only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does U. S. Employees's New auto loan · 48 months rate compare nationally?
U. S. Employees publishes New auto loan · 48 months at 4.25%. The national median for that product is 4.99% across 166 lenders in LoanMate.ai's October 17, 2026 dataset, so U. S. Employees is 0.74 points below the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.