Lender profile
Velocity
Lender Live rate observations
Velocity at a glance
Velocity is a lender based in Texas. LoanMate.ai tracks 8 published loan products from Velocity (12 rate listings), last verified 2026-10-17. Its lowest published rate today is 5.54% on New auto loan. Its New auto loan rate of 5.54% is 0.55 points above the national median of 4.99% (across 299 lenders publishing that product). Velocity lends in Texas only.
Home equity loan (4)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| FHEL-5yr | 6.00 | 6.22 | — | — | 2026-10-17 | Lender source ↗ |
| FHEL-10yr | 6.25 | 6.37 | — | — | 2026-10-17 | Lender source ↗ |
| FHEL-15yr | 6.50 | 6.59 | — | — | 2026-10-17 | Lender source ↗ |
| FHEL-20yr | 6.75 | 6.82 | — | — | 2026-10-17 | Lender source ↗ |
Auto loan (6)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-NEW | — | 5.54 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED | — | 5.54 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW | — | 5.74 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED | — | 5.74 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW | — | 6.59 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED | — | 6.59 | — | — | 2026-10-17 | Lender source ↗ |
Personal loan (2)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| PERS-UNSEC-60 | — | 10.74 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC | — | 11.49 | — | — | 2026-10-17 | Lender source ↗ |
How Velocity compares
Compare all home equity loan rates · Compare all auto loan rates · Compare all personal loan rates · Best loan rates in Texas
Compare with: 1St Community, 4U, A+, Abilene Teachers
Common questions
What is the lowest published rate at Velocity?
As of October 17, 2026, the lowest rate LoanMate.ai tracks from Velocity is 5.54% on its New auto loan. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Velocity lend?
Velocity lends in Texas only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Velocity's New auto loan rate compare nationally?
Velocity publishes New auto loan at 5.54%. The national median for that product is 4.99% across 299 lenders in LoanMate.ai's October 17, 2026 dataset, so Velocity is 0.55 points above the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.