Lender profile
United States Senate Federal Credit Union
Lender Live rate observations
United States Senate Federal Credit Union at a glance
United States Senate Federal Credit Union is a lender based in Virginia. LoanMate.ai tracks 18 published loan products from United States Senate Federal Credit Union (19 rate listings), last verified 2026-10-21. Its lowest published rate today is 4.24% on New auto loan · 60 months. Its New auto loan · 60 months rate of 4.24% is 0.95 points below the national median of 5.19% (across 256 lenders publishing that product). United States Senate Federal Credit Union lends in Virginia only.
HELOC (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| HELOC | — | 7.00 | — | Fees to open or maintain the line generally range from $500.00 to $1,300.00 (third parties) | 2026-10-21 | Lender source ↗ |
Home equity loan (4)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| FHEL-5yr | — | 6.63 | — | — | 2026-10-21 | Lender source ↗ |
| FHEL-10yr | — | 6.88 | — | — | 2026-10-21 | Lender source ↗ |
| FHEL-15yr | — | 7.13 | — | — | 2026-10-21 | Lender source ↗ |
| FHEL-15yr | — | 8.00 | — | — | 2026-10-21 | Lender source ↗ |
Auto loan (7)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-NEW-60 | — | 4.24 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-USED-48 | — | 4.24 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-NEW-72 | — | 4.49 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-USED-60 | — | 4.49 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-NEW-84 | — | 4.74 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-USED-72 | — | 4.74 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-USED-84 | — | 4.99 | — | — | 2026-10-21 | Lender source ↗ |
Personal loan (7)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| PERS-UNSEC-24 | — | 9.49 | — | — | 2026-10-21 | Lender source ↗ |
| PERS-UNSEC-36 | — | 9.74 | — | — | 2026-10-21 | Lender source ↗ |
| PERS-UNSEC-48 | — | 9.99 | — | — | 2026-10-21 | Lender source ↗ |
| PERS-UNSEC-60 | — | 10.24 | — | — | 2026-10-21 | Lender source ↗ |
| PERS-UNSEC-72 | — | 10.49 | — | — | 2026-10-21 | Lender source ↗ |
| PERS-UNSEC-84 | — | 11.24 | — | — | 2026-10-21 | Lender source ↗ |
| PERS-UNSEC-LINE | — | 13.50 | — | — | 2026-10-21 | Lender source ↗ |
How does United States Senate Federal Credit Union's New auto loan · 60 months rate compare nationally?
- #2 nationally for New auto loan · 60 months — 4.24% (of 256 lenders publishing it)
- #3 nationally for Used auto loan · 84 months — 4.99% (of 135 lenders publishing it)
Compare all heloc rates · Compare all home equity loan rates · Compare all auto loan rates · Compare all personal loan rates · Best loan rates in Virginia
Compare with: 1st Advantage Federal Credit Union, ABNB Federal Credit Union, Apple Federal Credit Union, Atlantic Union Bank
Common questions
What is the lowest published rate at United States Senate Federal Credit Union?
As of October 21, 2026, the lowest rate LoanMate.ai tracks from United States Senate Federal Credit Union is 4.24% on its New auto loan · 60 months. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does United States Senate Federal Credit Union lend?
United States Senate Federal Credit Union lends in Virginia only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does United States Senate Federal Credit Union's New auto loan · 60 months rate compare nationally?
United States Senate Federal Credit Union publishes New auto loan · 60 months at 4.24%. The national median for that product is 5.19% across 256 lenders in LoanMate.ai's October 21, 2026 dataset, so United States Senate Federal Credit Union is 0.95 points below the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.