Lender profile
University of Michigan Credit Union
Lender Live rate observations
University of Michigan Credit Union at a glance
University of Michigan Credit Union is a lender based in Michigan. LoanMate.ai tracks 14 published loan products from University of Michigan Credit Union (14 rate listings), last verified 2026-10-21. Its lowest published rate today is 5.24% on New auto loan · 36 months. Its 30-year fixed rate of 6.875% is 0.25 points below the national median of 7.125% (across 265 lenders publishing that product). University of Michigan Credit Union lends in Michigan only.
Purchase mortgage (4)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| 10FP | 6.500 | — | — | — | 2026-10-21 | Lender source ↗ |
| 15FP | 6.500 | — | — | — | 2026-10-21 | Lender source ↗ |
| 20FP | 6.875 | — | — | — | 2026-10-21 | Lender source ↗ |
| 30FP | 6.875 | — | — | — | 2026-10-21 | Lender source ↗ |
HELOC (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| HELOC | — | 7.00 | — | — | 2026-10-21 | Lender source ↗ |
Home equity loan (2)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| FHEL-10yr | — | 7.75 | — | — | 2026-10-21 | Lender source ↗ |
| FHEL-15yr | — | 8.25 | — | — | 2026-10-21 | Lender source ↗ |
Auto loan (5)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-NEW-36 | — | 5.24 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-NEW-48 | — | 5.24 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-NEW-60 | — | 5.24 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-NEW-72 | — | 5.24 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-NEW-84 | — | 6.24 | — | — | 2026-10-21 | Lender source ↗ |
Personal loan (2)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| PERS-UNSEC | — | 9.75 | — | — | 2026-10-21 | Lender source ↗ |
| PERS-UNSEC-LINE | — | 16.99 | — | — | 2026-10-21 | Lender source ↗ |
How does University of Michigan Credit Union's 30-year fixed rate compare nationally?
Compare all purchase mortgage rates · Compare all heloc rates · Compare all home equity loan rates · Compare all auto loan rates · Compare all personal loan rates · Best loan rates in Michigan
Compare with: 4Front Credit Union, Adventure Credit Union, Advia Credit Union, Alpena Alcona Area Credit Union
Common questions
What is the lowest published rate at University of Michigan Credit Union?
As of October 21, 2026, the lowest rate LoanMate.ai tracks from University of Michigan Credit Union is 5.24% on its New auto loan · 36 months. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does University of Michigan Credit Union lend?
University of Michigan Credit Union lends in Michigan only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does University of Michigan Credit Union's 30-year fixed rate compare nationally?
University of Michigan Credit Union publishes 30-year fixed at 6.875%. The national median for that product is 7.125% across 265 lenders in LoanMate.ai's October 21, 2026 dataset, so University of Michigan Credit Union is 0.25 points below the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.