Lender profile
Usc
Lender Live rate observations
Usc at a glance
Usc is a lender based in California. LoanMate.ai tracks 16 published loan products from Usc (27 rate listings), last verified 2026-10-17. Its lowest published rate today is 3.05% on Secured personal loan · 12 months. Its Secured personal loan · 12 months rate of 3.05% is 1.95 points below the national median of 5% (across 4 lenders publishing that product). Usc lends in California only.
HELOC (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| HELOC | — | 6.90 | — | — | 2026-10-17 | Lender source ↗ |
Auto loan (10)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-NEW-36 | — | 4.44 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-36 | — | 4.69 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-48 | — | 4.69 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-48 | — | 4.94 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-60 | — | 4.94 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-60 | — | 5.19 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-72 | — | 5.19 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-72 | — | 5.44 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-84 | — | 5.69 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-84 | — | 5.94 | — | — | 2026-10-17 | Lender source ↗ |
Personal loan (16)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| PERS-SEC-12 | — | 3.05 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-SEC-24 | — | 3.05 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-SEC-36 | — | 3.05 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-SEC-48 | — | 3.05 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-SEC-60 | — | 3.05 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC | — | 6.24 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-SEC-12 | — | 7.10 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-SEC-24 | — | 7.25 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-SEC-36 | — | 7.30 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-SEC-48 | — | 7.30 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-SEC-60 | — | 7.35 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC | — | 7.49 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-36 | — | 11.74 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-48 | — | 12.74 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-60 | — | 13.24 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-72 | — | 14.49 | — | — | 2026-10-17 | Lender source ↗ |
How Usc compares
- #1 nationally for Secured personal loan · 48 months — 3.05% (of 14 lenders publishing it)
- #2 nationally for Unsecured personal loan — 6.24% (of 284 lenders publishing it)
- #2 nationally for Secured personal loan · 24 months — 3.05% (of 9 lenders publishing it)
- #3 nationally for Secured personal loan · 60 months — 3.05% (of 37 lenders publishing it)
Compare all heloc rates · Compare all auto loan rates · Compare all personal loan rates · Best loan rates in California
Compare with: 1St Northern California, 1St United, Aerospace, Altura
Common questions
What is the lowest published rate at Usc?
As of October 17, 2026, the lowest rate LoanMate.ai tracks from Usc is 3.05% on its Secured personal loan · 12 months. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Usc lend?
Usc lends in California only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Usc's Secured personal loan · 12 months rate compare nationally?
Usc publishes Secured personal loan · 12 months at 3.05%. The national median for that product is 5% across 4 lenders in LoanMate.ai's October 17, 2026 dataset, so Usc is 1.95 points below the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.