Lender profile
Utility District
Lender Live rate observations
Utility District at a glance
Utility District is a lender based in California. LoanMate.ai tracks 7 published loan products from Utility District (7 rate listings), last verified 2026-10-17. Its lowest published rate today is 4% on New auto loan · 72 months. Its New auto loan · 72 months rate of 4% is 1.44 points below the national median of 5.44% (across 207 lenders publishing that product). Utility District lends in California only.
Auto loan (5)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-NEW-72 | — | 4.00 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-84 | — | 4.25 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-60 | — | 4.25 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-72 | — | 4.50 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-84 | — | 5.50 | — | — | 2026-10-17 | Lender source ↗ |
Personal loan (2)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| PERS-UNSEC-48 | — | 9.00 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-LINE | — | 10.00 | — | — | 2026-10-17 | Lender source ↗ |
How Utility District compares
- #1 nationally for New auto loan · 84 months — 4.25% (of 225 lenders publishing it)
- #1 nationally for New auto loan · 72 months — 4% (of 207 lenders publishing it)
- #2 nationally for Used auto loan · 60 months — 4.25% (of 183 lenders publishing it)
Compare all auto loan rates · Compare all personal loan rates · Best loan rates in California
Compare with: 1St Northern California, 1St United, Aerospace, Altura
Common questions
What is the lowest published rate at Utility District?
As of October 17, 2026, the lowest rate LoanMate.ai tracks from Utility District is 4% on its New auto loan · 72 months. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Utility District lend?
Utility District lends in California only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Utility District's New auto loan · 72 months rate compare nationally?
Utility District publishes New auto loan · 72 months at 4%. The national median for that product is 5.44% across 207 lenders in LoanMate.ai's October 17, 2026 dataset, so Utility District is 1.44 points below the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.