Lender profile
Utah First Credit Union
Lender Live rate observations
Utah First Credit Union at a glance
Utah First Credit Union is a lender based in Utah. LoanMate.ai tracks 8 published loan products from Utah First Credit Union (9 rate listings), last verified 2026-10-21. Its lowest published rate today is 5.25% on New auto loan · 60 months. Its 30-year fixed rate of 7.25% is 0.125 points above the national median of 7.125% (across 265 lenders publishing that product). Utah First Credit Union lends in Utah only.
Purchase mortgage (4)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| 10FP | 6.125 | 6.242 | — | — | 2026-10-21 | Lender source ↗ |
| 15FP | 6.375 | 6.458 | — | — | 2026-10-21 | Lender source ↗ |
| 5/1ARM | 6.625 | 6.676 | — | — | 2026-10-21 | Lender source ↗ |
| 30FP | 7.250 | 7.303 | — | — | 2026-10-21 | Lender source ↗ |
HELOC (2)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| HELOC | — | 7.25 | — | — | 2026-10-21 | Lender source ↗ |
| HELOC | — | 8.25 | — | — | 2026-10-21 | Lender source ↗ |
Auto loan (3)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-NEW-60 | — | 5.25 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-NEW-72 | — | 5.50 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-NEW-84 | — | 6.25 | — | — | 2026-10-21 | Lender source ↗ |
How does Utah First Credit Union's 30-year fixed rate compare nationally?
Compare all purchase mortgage rates · Compare all heloc rates · Compare all auto loan rates · Best loan rates in Utah
Compare with: Canyon View Credit Union, Cyprus Credit Union, Deseret First Credit Union, Goldenwest Credit Union
Common questions
What is the lowest published rate at Utah First Credit Union?
As of October 21, 2026, the lowest rate LoanMate.ai tracks from Utah First Credit Union is 5.25% on its New auto loan · 60 months. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Utah First Credit Union lend?
Utah First Credit Union lends in Utah only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Utah First Credit Union's 30-year fixed rate compare nationally?
Utah First Credit Union publishes 30-year fixed at 7.25%. The national median for that product is 7.125% across 265 lenders in LoanMate.ai's October 21, 2026 dataset, so Utah First Credit Union is 0.125 points above the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.