Lender profile
Utah Power Credit Union
Lender Live rate observations
Utah Power Credit Union at a glance
Utah Power Credit Union is a lender based in Utah. LoanMate.ai tracks 13 published loan products from Utah Power Credit Union (19 rate listings), last verified 2026-10-21. Its lowest published rate today is 4.29% on New auto loan · 60 months. Its 30-year fixed rate of 6.99% is 0.135 points below the national median of 7.125% (across 265 lenders publishing that product). Utah Power Credit Union lends in Utah only.
Purchase mortgage (2)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| 15FP | 6.375 | 6.531 | — | — | 2026-10-21 | Lender source ↗ |
| 30FP | 6.990 | 7.088 | — | — | 2026-10-21 | Lender source ↗ |
HELOC (5)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| HELOC | — | 6.00 | — | — | 2026-10-21 | Lender source ↗ |
| HELOC | — | 6.50 | — | — | 2026-10-21 | Lender source ↗ |
| HELOC | — | 6.50 | — | — | 2026-10-21 | Lender source ↗ |
| HELOC | — | 7.00 | — | — | 2026-10-21 | Lender source ↗ |
| HELOC | — | 8.50 | — | — | 2026-10-21 | Lender source ↗ |
Home equity loan (4)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| FHEL-10yr | — | 6.00 | — | — | 2026-10-21 | Lender source ↗ |
| FHEL-10yr | — | 6.50 | — | — | 2026-10-21 | Lender source ↗ |
| FHEL-15yr | — | 6.50 | — | — | 2026-10-21 | Lender source ↗ |
| FHEL-15yr | — | 7.00 | — | — | 2026-10-21 | Lender source ↗ |
Auto loan (4)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-NEW-60 | — | 4.29 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-NEW-72 | — | 4.79 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-NEW-84 | — | 5.29 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-USED-60-OLD | — | 5.29 | — | — | 2026-10-21 | Lender source ↗ |
Personal loan (4)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| PERS-UNSEC-12 | — | 8.00 | — | — | 2026-10-21 | Lender source ↗ |
| PERS-UNSEC-36 | — | 10.00 | — | — | 2026-10-21 | Lender source ↗ |
| PERS-UNSEC-LINE | — | 10.99 | — | — | 2026-10-21 | Lender source ↗ |
| PERS-UNSEC-60 | — | 12.00 | — | — | 2026-10-21 | Lender source ↗ |
How does Utah Power Credit Union's 30-year fixed rate compare nationally?
- #3 nationally for Used auto loan · 60 months · older model years — 5.29% (of 23 lenders publishing it)
Compare all purchase mortgage rates · Compare all heloc rates · Compare all home equity loan rates · Compare all auto loan rates · Compare all personal loan rates · Best loan rates in Utah
Compare with: Canyon View Credit Union, Cyprus Credit Union, Deseret First Credit Union, Goldenwest Credit Union
Common questions
What is the lowest published rate at Utah Power Credit Union?
As of October 21, 2026, the lowest rate LoanMate.ai tracks from Utah Power Credit Union is 4.29% on its New auto loan · 60 months. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Utah Power Credit Union lend?
Utah Power Credit Union lends in Utah only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Utah Power Credit Union's 30-year fixed rate compare nationally?
Utah Power Credit Union publishes 30-year fixed at 6.99%. The national median for that product is 7.125% across 265 lenders in LoanMate.ai's October 21, 2026 dataset, so Utah Power Credit Union is 0.135 points below the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.