Lender profile
Utica District Telephone Employees
Lender Live rate observations
Utica District Telephone Employees at a glance
Utica District Telephone Employees is a lender based in New York. LoanMate.ai tracks 16 published loan products from Utica District Telephone Employees (16 rate listings), last verified 2026-10-17. Its lowest published rate today is 4.75% on New auto loan · 24 months. Its New auto loan · 24 months rate of 4.75% matches the national median of 4.75% (across 31 lenders publishing that product). Utica District Telephone Employees lends in New York only.
Auto loan (11)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-NEW-24 | — | 4.75 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-36 | — | 4.75 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-48 | — | 4.75 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-60 | — | 5.00 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-24 | — | 5.00 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-36 | — | 5.00 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-48 | — | 5.00 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-72 | — | 5.25 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-60 | — | 5.25 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-84 | — | 5.50 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-72 | — | 5.50 | — | — | 2026-10-17 | Lender source ↗ |
Personal loan (5)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| PERS-UNSEC-12 | — | 8.00 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-24 | — | 8.25 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-36 | — | 8.50 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-48 | — | 8.75 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-60 | — | 9.00 | — | — | 2026-10-17 | Lender source ↗ |
How Utica District Telephone Employees compares
Compare all auto loan rates · Compare all personal loan rates · Best loan rates in New York
Compare with: Access, Adirondack Regional, Adirondack Trust Company, Allegany First
Common questions
What is the lowest published rate at Utica District Telephone Employees?
As of October 17, 2026, the lowest rate LoanMate.ai tracks from Utica District Telephone Employees is 4.75% on its New auto loan · 24 months. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Utica District Telephone Employees lend?
Utica District Telephone Employees lends in New York only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Utica District Telephone Employees's New auto loan · 24 months rate compare nationally?
Utica District Telephone Employees publishes New auto loan · 24 months at 4.75%. The national median for that product is 4.75% across 31 lenders in LoanMate.ai's October 17, 2026 dataset, so Utica District Telephone Employees is right at the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.