Lender profile
Vibe Credit Union
Lender Live rate observations
Vibe Credit Union at a glance
Vibe Credit Union is a lender based in Michigan. LoanMate.ai tracks 9 published loan products from Vibe Credit Union (10 rate listings), last verified 2026-10-21. Its lowest published rate today is 4.99% on New auto loan · 48 months. Its New auto loan · 48 months rate of 4.99% matches the national median of 4.99% (across 201 lenders publishing that product). Vibe Credit Union lends in Michigan only.
Auto loan (10)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-NEW-48 | — | 4.99 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-USED-48 | — | 4.99 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-NEW-60 | — | 5.24 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-USED-60 | — | 5.24 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-NEW-72 | — | 5.49 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-USED-72 | — | 5.49 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-NEW-84 | — | 5.74 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-USED-84 | — | 5.74 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-USED-60-OLD | — | 6.99 | — | — | 2026-10-21 | Lender source ↗ |
| AUTO-USED-60 | — | 7.99 | — | — | 2026-10-21 | Lender source ↗ |
How does Vibe Credit Union's New auto loan · 48 months rate compare nationally?
Compare all auto loan rates · Best loan rates in Michigan
Compare with: 4Front Credit Union, Adventure Credit Union, Advia Credit Union, Alpena Alcona Area Credit Union
Common questions
What is the lowest published rate at Vibe Credit Union?
As of October 21, 2026, the lowest rate LoanMate.ai tracks from Vibe Credit Union is 4.99% on its New auto loan · 48 months. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Vibe Credit Union lend?
Vibe Credit Union lends in Michigan only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Vibe Credit Union's New auto loan · 48 months rate compare nationally?
Vibe Credit Union publishes New auto loan · 48 months at 4.99%. The national median for that product is 4.99% across 201 lenders in LoanMate.ai's October 21, 2026 dataset, so Vibe Credit Union is right at the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.