Lender profile
3Rivers Federal Credit Union
Lender Live rate observations
3Rivers Federal Credit Union at a glance
3Rivers Federal Credit Union is a lender based in Indiana. LoanMate.ai tracks 12 published loan products from 3Rivers Federal Credit Union (12 rate listings), last verified 2026-10-21. Its lowest published rate today is 6.75% on Fixed home equity · 5yr. Its 30-year fixed rate of 7.375% is 0.25 points above the national median of 7.125% (across 265 lenders publishing that product). 3Rivers Federal Credit Union lends in Indiana only.
Purchase mortgage (4)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| 15FP | 6.875 | 7.126 | 0.375 | — | 2026-10-21 | Lender source ↗ |
| 20FP | 7.125 | 7.279 | 0 | — | 2026-10-21 | Lender source ↗ |
| 10FP | 7.125 | 7.478 | 0.375 | — | 2026-10-21 | Lender source ↗ |
| 30FP | 7.375 | 7.495 | 0 | — | 2026-10-21 | Lender source ↗ |
HELOC (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| HELOC | 7.25 | 7.810 | — | — | 2026-10-21 | Lender source ↗ |
Home equity loan (3)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| FHEL-5yr | 6.75 | 7.785 | — | — | 2026-10-21 | Lender source ↗ |
| FHEL-10yr | 7.75 | 8.034 | — | — | 2026-10-21 | Lender source ↗ |
| FHEL-15yr | 8.25 | 8.333 | — | — | 2026-10-21 | Lender source ↗ |
Personal loan (4)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| PERS-UNSEC-LINE | 12.99 | 12.99 | — | — | 2026-10-21 | Lender source ↗ |
| PERS-UNSEC-48 | — | 12.66 | — | — | 2026-10-21 | Lender source ↗ |
| PERS-UNSEC-60 | — | 13.04 | — | — | 2026-10-21 | Lender source ↗ |
| PERS-UNSEC-72 | — | 13.43 | — | — | 2026-10-21 | Lender source ↗ |
How does 3Rivers Federal Credit Union's 30-year fixed rate compare nationally?
Compare all purchase mortgage rates · Compare all heloc rates · Compare all home equity loan rates · Compare all personal loan rates · Best loan rates in Indiana
Compare with: Crane Credit Union, Elements Financial, Heritage Federal Credit Union, Hoosier Hills Credit Union
Common questions
What is the lowest published rate at 3Rivers Federal Credit Union?
As of October 21, 2026, the lowest rate LoanMate.ai tracks from 3Rivers Federal Credit Union is 6.75% on its Fixed home equity · 5yr. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does 3Rivers Federal Credit Union lend?
3Rivers Federal Credit Union lends in Indiana only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does 3Rivers Federal Credit Union's 30-year fixed rate compare nationally?
3Rivers Federal Credit Union publishes 30-year fixed at 7.375%. The national median for that product is 7.125% across 265 lenders in LoanMate.ai's October 21, 2026 dataset, so 3Rivers Federal Credit Union is 0.25 points above the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.