Lender profile
Heritage Federal Credit Union
Lender Live rate observations
Heritage Federal Credit Union at a glance
Heritage Federal Credit Union is a lender based in Indiana. LoanMate.ai tracks 1 published loan products from Heritage Federal Credit Union (1 rate listings), last verified 2026-10-21. Its lowest published rate today is 6.75% on HELOC. Its HELOC rate of 6.75% is 0.25 points below the national median of 7% (across 372 lenders publishing that product). Heritage Federal Credit Union lends in Indiana only.
HELOC (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| HELOC | — | 6.75 | — | $250 processing fee; $50 annual fee (waived with at least one advance in each 12-month period) | 2026-10-21 | Lender source ↗ |
How does Heritage Federal Credit Union's HELOC rate compare nationally?
Compare all heloc rates · Best loan rates in Indiana
Compare with: 3Rivers Federal Credit Union, Crane Credit Union, Elements Financial, Hoosier Hills Credit Union
Common questions
What is the lowest published rate at Heritage Federal Credit Union?
As of October 21, 2026, the lowest rate LoanMate.ai tracks from Heritage Federal Credit Union is 6.75% on its HELOC. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Heritage Federal Credit Union lend?
Heritage Federal Credit Union lends in Indiana only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Heritage Federal Credit Union's HELOC rate compare nationally?
Heritage Federal Credit Union publishes HELOC at 6.75%. The national median for that product is 7% across 372 lenders in LoanMate.ai's October 21, 2026 dataset, so Heritage Federal Credit Union is 0.25 points below the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.