Lender profile
Elements Financial
Lender Live rate observations
Elements Financial at a glance
Elements Financial is a lender based in Indiana. LoanMate.ai tracks 6 published loan products from Elements Financial (6 rate listings), last verified 2026-10-21. Its lowest published rate today is 5.44% on New auto loan. Its New auto loan rate of 5.44% is 0.44 points above the national median of 5% (across 340 lenders publishing that product). Elements Financial lends in Indiana only.
HELOC (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| HELOC | — | 6.75 | — | — | 2026-10-21 | Lender source ↗ |
Home equity loan (2)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| FHEL-10yr | 8.24 | 8.41 | 0 | Loan origination fee $400 and title search fee | 2026-10-21 | Lender source ↗ |
| FHEL-15yr | 8.49 | 8.62 | 0 | Loan origination fee $400 and title search fee | 2026-10-21 | Lender source ↗ |
Auto loan (2)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-NEW | 5.44 | 5.80 | — | Documentary fee $235 | 2026-10-21 | Lender source ↗ |
| AUTO-USED | 5.74 | 6.10 | — | Documentary fee $235 | 2026-10-21 | Lender source ↗ |
Personal loan (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| PERS-UNSEC-48 | — | 12.09 | — | — | 2026-10-21 | Lender source ↗ |
How does Elements Financial's New auto loan rate compare nationally?
Compare all heloc rates · Compare all home equity loan rates · Compare all auto loan rates · Compare all personal loan rates · Best loan rates in Indiana
Compare with: 3Rivers Federal Credit Union, Crane Credit Union, Heritage Federal Credit Union, Hoosier Hills Credit Union
Common questions
What is the lowest published rate at Elements Financial?
As of October 21, 2026, the lowest rate LoanMate.ai tracks from Elements Financial is 5.44% on its New auto loan. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Elements Financial lend?
Elements Financial lends in Indiana only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Elements Financial's New auto loan rate compare nationally?
Elements Financial publishes New auto loan at 5.44%. The national median for that product is 5% across 340 lenders in LoanMate.ai's October 21, 2026 dataset, so Elements Financial is 0.44 points above the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.