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Lender profile

Bay State Savings Bank

Bank Live rate observations

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Purchase mortgage (14)

ProductRateAPRPointsFeesVerifiedSource
10FP—5.99——2026-10-05Lender source ↗
15FP—5.99——2026-10-05Lender source ↗
10FP—6.000——2026-10-05Lender source ↗
15FP—6.125——2026-10-05Lender source ↗
5/1ARM—6.214——2026-10-05Lender source ↗
7/1ARM—6.254——2026-10-05Lender source ↗
10/1ARM—6.347——2026-10-05Lender source ↗
10FP—6.374——2026-10-05Lender source ↗
20FP—6.375——2026-10-05Lender source ↗
15FP—6.392——2026-10-05Lender source ↗
20FP—6.50——2026-10-05Lender source ↗
20FP—6.558——2026-10-05Lender source ↗
20FP—6.99——2026-10-05Lender source ↗
20FP—7.25——2026-10-05Lender source ↗

Refinance (9)

ProductRateAPRPointsFeesVerifiedSource
30FR—5.625——2026-10-05Lender source ↗
30FR—5.875——2026-10-05Lender source ↗
30FR—6.125——2026-10-05Lender source ↗
30FR—6.214——2026-10-05Lender source ↗
30FR—6.254——2026-10-05Lender source ↗
30FR—6.347——2026-10-05Lender source ↗
30FR—6.750——2026-10-05Lender source ↗
30FR—6.893——2026-10-05Lender source ↗
30FR—6.906——2026-10-05Lender source ↗

How to use these figures

LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.