Lender profile
E-Central
Lender Live rate observations
E-Central at a glance
E-Central is a lender based in California. LoanMate.ai tracks 12 published loan products from E-Central (12 rate listings), last verified 2026-10-17. Its lowest published rate today is 6.24% on New auto loan · 36 months. Its New auto loan · 36 months rate of 6.24% is 1.29 points above the national median of 4.95% (across 136 lenders publishing that product). E-Central lends in California only.
Auto loan (10)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-NEW-36 | — | 6.24 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-48 | — | 6.24 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-60 | — | 6.24 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-72 | — | 6.24 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-36 | — | 6.24 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-48 | — | 6.24 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-60 | — | 6.24 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-72 | — | 6.75 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-84 | — | 7.00 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-84 | — | 8.00 | — | — | 2026-10-17 | Lender source ↗ |
Personal loan (2)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| PERS-UNSEC-24 | — | 12.20 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-36 | — | 12.45 | — | — | 2026-10-17 | Lender source ↗ |
How E-Central compares
Compare all auto loan rates · Compare all personal loan rates · Best loan rates in California
Compare with: 1St Northern California, 1St United, Aerospace, Altura
Common questions
What is the lowest published rate at E-Central?
As of October 17, 2026, the lowest rate LoanMate.ai tracks from E-Central is 6.24% on its New auto loan · 36 months. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does E-Central lend?
E-Central lends in California only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does E-Central's New auto loan · 36 months rate compare nationally?
E-Central publishes New auto loan · 36 months at 6.24%. The national median for that product is 4.95% across 136 lenders in LoanMate.ai's October 17, 2026 dataset, so E-Central is 1.29 points above the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.