Lender profile
Genesee Valley
Lender Live rate observations
Genesee Valley at a glance
Genesee Valley is a lender based in New York. LoanMate.ai tracks 16 published loan products from Genesee Valley (16 rate listings), last verified 2026-10-17. Its lowest published rate today is 5.74% on New auto loan · 24 months. Its New auto loan · 24 months rate of 5.74% is 0.99 points above the national median of 4.75% (across 31 lenders publishing that product). Genesee Valley lends in New York only.
Home equity loan (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| FHEL | — | 6.89 | — | — | 2026-10-17 | Lender source ↗ |
Auto loan (12)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-NEW-24 | — | 5.74 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-36 | — | 5.74 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-48 | — | 5.74 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-60 | — | 5.74 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-72 | — | 5.74 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-24 | — | 5.84 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-36 | — | 5.84 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-48 | — | 5.84 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-60 | — | 5.84 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-72 | — | 5.84 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-84 | — | 6.64 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-USED-84 | — | 6.74 | — | — | 2026-10-17 | Lender source ↗ |
Personal loan (3)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| PERS-UNSEC-24 | — | 12.24 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-36 | — | 13.24 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-48 | — | 13.24 | — | — | 2026-10-17 | Lender source ↗ |
How Genesee Valley compares
Compare all home equity loan rates · Compare all auto loan rates · Compare all personal loan rates · Best loan rates in New York
Compare with: Access, Adirondack Regional, Adirondack Trust Company, Allegany First
Common questions
What is the lowest published rate at Genesee Valley?
As of October 17, 2026, the lowest rate LoanMate.ai tracks from Genesee Valley is 5.74% on its New auto loan · 24 months. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Genesee Valley lend?
Genesee Valley lends in New York only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Genesee Valley's New auto loan · 24 months rate compare nationally?
Genesee Valley publishes New auto loan · 24 months at 5.74%. The national median for that product is 4.75% across 31 lenders in LoanMate.ai's October 17, 2026 dataset, so Genesee Valley is 0.99 points above the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.