Lender profile
Gulf
Lender Live rate observations
Gulf at a glance
Gulf is a lender based in Texas. LoanMate.ai tracks 6 published loan products from Gulf (6 rate listings), last verified 2026-10-17. Its lowest published rate today is 5.25% on Fixed home equity · 10yr. Its Fixed home equity · 10yr rate of 5.25% is 1.44 points below the national median of 6.69% (across 121 lenders publishing that product). Gulf lends in Texas only.
Home equity loan (4)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| FHEL-10yr | 5.25 | 5.254 | — | — | 2026-10-17 | Lender source ↗ |
| FHEL-15yr | 5.50 | 5.503 | — | — | 2026-10-17 | Lender source ↗ |
| FHEL-20yr | 5.75 | 5.752 | — | — | 2026-10-17 | Lender source ↗ |
| FHEL-30yr | 6.00 | 6.002 | — | — | 2026-10-17 | Lender source ↗ |
Auto loan (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-NEW-36 | — | 5.50 | — | — | 2026-10-17 | Lender source ↗ |
Personal loan (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| PERS-UNSEC-72 | — | 12.00 | — | — | 2026-10-17 | Lender source ↗ |
How Gulf compares
- #1 nationally for Fixed home equity · 15yr — 5.5% (of 121 lenders publishing it)
- #1 nationally for Fixed home equity · 20yr — 5.75% (of 64 lenders publishing it)
- #1 nationally for Fixed home equity · 30yr — 6% (of 7 lenders publishing it)
- #2 nationally for Fixed home equity · 10yr — 5.25% (of 121 lenders publishing it)
Compare all home equity loan rates · Compare all auto loan rates · Compare all personal loan rates · Best loan rates in Texas
Compare with: 1St Community, 4U, A+, Abilene Teachers
Common questions
What is the lowest published rate at Gulf?
As of October 17, 2026, the lowest rate LoanMate.ai tracks from Gulf is 5.25% on its Fixed home equity · 10yr. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Gulf lend?
Gulf lends in Texas only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Gulf's Fixed home equity · 10yr rate compare nationally?
Gulf publishes Fixed home equity · 10yr at 5.25%. The national median for that product is 6.69% across 121 lenders in LoanMate.ai's October 17, 2026 dataset, so Gulf is 1.44 points below the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.