Lender profile
Kalsee
Lender Live rate observations
Kalsee at a glance
Kalsee is a lender based in Michigan. LoanMate.ai tracks 14 published loan products from Kalsee (17 rate listings), last verified 2026-10-17. Its lowest published rate today is 5.49% on New auto loan · 48 months. Its 30-year fixed rate of 7.625% is 0.625 points above the national median of 7% (across 233 lenders publishing that product). Kalsee lends in Michigan only.
Purchase mortgage (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| 30FP | 7.625 | 7.830 | — | — | 2026-10-17 | Lender source ↗ |
HELOC (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| HELOC | — | 6.75 | — | — | 2026-10-17 | Lender source ↗ |
Home equity loan (6)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| FHEL-5yr | — | 5.74 | — | — | 2026-10-17 | Lender source ↗ |
| FHEL-10yr | — | 6.24 | — | — | 2026-10-17 | Lender source ↗ |
| FHEL-5yr | — | 6.49 | — | — | 2026-10-17 | Lender source ↗ |
| FHEL-15yr | — | 6.74 | — | — | 2026-10-17 | Lender source ↗ |
| FHEL-10yr | — | 6.99 | — | — | 2026-10-17 | Lender source ↗ |
| FHEL-15yr | — | 7.49 | — | — | 2026-10-17 | Lender source ↗ |
Auto loan (5)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-NEW-48 | — | 5.49 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-66 | — | 5.99 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-78 | — | 6.63 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-90 | — | 7.13 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-96 | — | 7.88 | — | — | 2026-10-17 | Lender source ↗ |
Personal loan (4)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| PERS-UNSEC-12 | — | 10.49 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-24 | — | 10.49 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-36 | — | 10.49 | — | — | 2026-10-17 | Lender source ↗ |
| PERS-UNSEC-60 | — | 10.99 | — | — | 2026-10-17 | Lender source ↗ |
How Kalsee compares
Compare all purchase mortgage rates · Compare all heloc rates · Compare all home equity loan rates · Compare all auto loan rates · Compare all personal loan rates · Best loan rates in Michigan
Compare with: Community Choice Credit Union, DFCU Financial, Diversified Members Credit Union, Dort Financial Credit Union
Common questions
What is the lowest published rate at Kalsee?
As of October 17, 2026, the lowest rate LoanMate.ai tracks from Kalsee is 5.49% on its New auto loan · 48 months. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Kalsee lend?
Kalsee lends in Michigan only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Kalsee's 30-year fixed rate compare nationally?
Kalsee publishes 30-year fixed at 7.625%. The national median for that product is 7% across 233 lenders in LoanMate.ai's October 17, 2026 dataset, so Kalsee is 0.625 points above the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.