Lender profile
Pioneer Valley
Lender Live rate observations
Pioneer Valley at a glance
Pioneer Valley is a lender based in Massachusetts. LoanMate.ai tracks 12 published loan products from Pioneer Valley (12 rate listings), last verified 2026-10-17. Its lowest published rate today is 4.99% on New auto loan · 48 months. Its 5/1 ARM rate of 5.25% is 0.81 points below the national median of 6.06% (across 73 lenders publishing that product). Pioneer Valley lends in Massachusetts only.
Purchase mortgage (3)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| 5/1ARM | 5.250 | 6.547 | 0 | — | 2026-10-17 | Lender source ↗ |
| 7/1ARM | 5.450 | 6.481 | 0 | — | 2026-10-17 | Lender source ↗ |
| 10/1ARM | 5.750 | 6.459 | 0 | — | 2026-10-17 | Lender source ↗ |
Home equity loan (4)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| FHEL-5yr | — | 6.490 | — | — | 2026-10-17 | Lender source ↗ |
| FHEL-10yr | — | 6.625 | — | — | 2026-10-17 | Lender source ↗ |
| FHEL-15yr | — | 6.750 | — | — | 2026-10-17 | Lender source ↗ |
| FHEL-20yr | — | 6.990 | — | — | 2026-10-17 | Lender source ↗ |
Auto loan (4)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| AUTO-NEW-48 | — | 4.99 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-60 | — | 4.99 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-72 | — | 5.99 | — | — | 2026-10-17 | Lender source ↗ |
| AUTO-NEW-84 | — | 6.99 | — | — | 2026-10-17 | Lender source ↗ |
Personal loan (1)
| Product | Rate | APR | Points | Fees | Verified | Source |
|---|---|---|---|---|---|---|
| PERS-UNSEC-12 | — | 12.95 | — | — | 2026-10-17 | Lender source ↗ |
How Pioneer Valley compares
- #2 nationally for 10/1 ARM — 5.75% (of 29 lenders publishing it)
- #3 nationally for 5/1 ARM — 5.25% (of 73 lenders publishing it)
- #3 nationally for 7/1 ARM — 5.45% (of 49 lenders publishing it)
Compare all purchase mortgage rates · Compare all home equity loan rates · Compare all auto loan rates · Compare all personal loan rates · Best loan rates in Massachusetts
Compare with: 600 Atlantic Federal Credit Union, Alden, Align Credit Union, All One Credit Union
Common questions
What is the lowest published rate at Pioneer Valley?
As of October 17, 2026, the lowest rate LoanMate.ai tracks from Pioneer Valley is 4.99% on its New auto loan · 48 months. That is a published, advertised figure — not a quote or an offer. Your actual rate depends on credit, collateral and underwriting, and is set by the lender.
Where does Pioneer Valley lend?
Pioneer Valley lends in Massachusetts only. Availability can vary by product — confirm eligibility on the lender's website before applying.
How does Pioneer Valley's 5/1 ARM rate compare nationally?
Pioneer Valley publishes 5/1 ARM at 5.25%. The national median for that product is 6.06% across 73 lenders in LoanMate.ai's October 17, 2026 dataset, so Pioneer Valley is 0.81 points below the national median.
How to use these figures
LoanMate.ai is an independent information publisher, not a lender, broker, or loan originator. Figures below are public lender observations last verified on the date shown and may have changed; confirm current pricing, terms, fees, eligibility, and license status directly with the lender. Rankings on LoanMate.ai are never influenced by compensation. See our methodology.